Summit County property record for 196 Protector Pl, Breckenridge, CO 80424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,630 sqft · built 2016 |
| Lot Size | 0.498 acres (21,709 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Mar 2021) |
| Tax Bill | $5,099 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2209-2530-28-006 |
| Primary APN | 2209-2530-28-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| Gross Area | 2,305 sqft |
| 1st Floor Area | 1,630 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,709 sqft (0.498 acres) |
| Terrain | Rolling |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 196 PROTECTOR CIR |
|---|---|
| City | BRECKENRIDGE |
| State | CO |
| Zip | 80424-7130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 4 BLOCK 2 SHADOWS SUB |
| Legal Subdivision | SHADOWS SUB |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SUMMIT CO |
| Township / Civil Division | BRECKENRIDGE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 406 |
196 Protector Pl is owned by two individuals who bought it in March 2021.
Source: Summit County records, as of June 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 6791, DILLON, CO 80435-6700 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Jan 8, 2018 | Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on File |
| Deed Sale | Mar 29, 2021 · Amount on File |
| Prior Sale | Jul 17, 2015 · Amount on File |
| Deed Document Number | 20211254070 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Mar 29, 2021 |
| Property Address | 196 PROTECTOR PL, BRECKENRIDGE, CO 80424 |
| Document Number | 0001254070 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 1254070 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 762 NDUSTRIAL RD LONDON ON N5V3N7 CITY LONDON, 762, XX |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 6791, DILLON, CO 80435-6700 |
| Document Number | 0001254071 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 1254071 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 196 PROTECTOR PL, BRECKENRIDGE, CO 80424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1160823 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 1160823 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 196 Protector Pl was $5,099, up 5% from the year before.
Source: Summit County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Summit County |
| Unified School District | Summit School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,099.00 (+4.98%) | $100,959 (-3.08%) | $1,484,700 (-4.5%) Land $343,800 Building $1,140,900 |
| 2024 | $4,857.00 (-1.74%) | $104,165 (+3.67%) | $1,554,700 (+3.67%) Land $362,500 Building $1,192,200 |
| 2023 | $4,943.00 (+44.91%) | $100,480 (+54.79%) | $1,499,700 (+60.57%) Land $362,500 Building $1,137,200 |
| 2022 | $3,411.00 | $64,913 | $934,000 Land $199,200 Building $734,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 196 Protector Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Protector Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BRECKENRIDGE serves 28,315 people · EPA ID CO0159020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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