Summit County property record for 166 Protector Pl, Breckenridge, CO 80424
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 2,043 sqft · built 1972 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $950,000 (Jul 2020) |
| Tax Bill | $4,413 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2209-2530-28-005 |
| Primary APN | 2209-2530-28-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,043 sqft Living Area |
| Gross Area | 2,613 sqft |
| 1st Floor Area | 1,543 sqft |
| 2nd Floor Area | 500 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Manufactured |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Rolling |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 166 PROTECTOR CIR |
|---|---|
| City | BRECKENRIDGE |
| State | CO |
| Zip | 80424-7130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 5 BLOCK 2 SHADOWS SUB |
| Legal Subdivision | SHADOWS SUB |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SUMMIT CO |
| Township / Civil Division | BRECKENRIDGE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 406 |
Source: Summit County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 790, BRECKENRIDGE, CO 80424-0773 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 20, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Jul 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage BOKF NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2020 · Amount on Record |
| Deed Sale | Jul 14, 2020 · Amount on Record |
| Deed Document Number | 20201229427 |
| Prior Transfer Date | Mar 17, 2010 |
| Prior Transfer Doc | 0000936162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 166 PROTECTOR PL, BRECKENRIDGE, CO 80424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 1143861 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 1143861 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | FRISCO, CO 80443 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Jul 14, 2020 |
| Property Address | 166 PROTECTOR PL, BRECKENRIDGE, CO 80424 |
| Document Number | 0001229427 |
| Map Reference | DOC 107867 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 1229427 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6130, BRECKENRIDGE, CO 80424-6130 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 980 VAIL VIEW DR UNIT C215, C215, VAIL, CO 81657-4440 |
| Document Number | 0001229428 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 1229428 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: Summit County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Summit County |
| Unified School District | Summit School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,413.00 (+6.52%) | $87,373 (+1.95%) | $1,284,900 (+0.45%) Land $344,300 Building $940,600 |
| 2024 | $4,143.00 (-1.71%) | $85,700 (-) | |
| 2023 | $4,215.00 (+38.29%) | $85,700 (+47.78%) | $1,279,100 (+53.3%) Land $363,100 Building $916,000 |
| 2022 | $3,048.00 | $57,991 | $834,400 Land $199,500 Building $634,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BRECKENRIDGE serves 28,315 people · EPA ID CO0159020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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