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186 Protector Pl, Breckenridge, CO 80424 Property Records

Summit County property record for 186 Protector Pl, Breckenridge, CO 80424

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,095 sqft · built 1991
Lot Size0.46 acres (20,037 sqft)
Owner2 Individual Names on File
Last Sale$785,000 (Mar 2020)
Tax Bill$4,705 (2025)
Deeds & MortgagesMar 2020 Sale
Flood ZoneZone X (minimal risk)
APN2209-2520-14-047

Property Details

APN / Parcel Number

Primary APN2209-2520-14-047
Alternative APN
  • 200211

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Units2 Units
Stories2 Stories
Building Area2,095 sqft Living Area
Gross Area2,839 sqft
1st Floor Area1,396 sqft
2nd Floor Area399 sqft
Basement Area1,044 sqft
Finished Basement300 sqft
Unfinished Basement744 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1994
Architectural StyleBi-Level
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,037 sqft (0.46 acres)
TerrainSteep

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address186 PROTECTOR PL
CityBRECKENRIDGE
StateCO
Zip80424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 48 PEAK SEVEN WEST SUB
Legal SubdivisionPEAK SEVEN WEST SUB
Legal Lot Number48
JurisdictionSUMMIT CO
Township / Civil DivisionBRECKENRIDGE
Census Block Group1
Census Block1017
Census Tract406

Owner

186 Protector Pl is owned by two individuals who acquired it in February 2025.

Source: Summit County records, as of June 16, 2026

Owner of Record2 Individual Names on File
Mailing Address5412 HILLDALE CT, FORT COLLINS, CO 80526-4367
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2020 · Amount on File
Deed SaleMar 9, 2020 · Amount on File
Deed Document Number20201221956
Last Transfer DateFeb 12, 2025
Transfer Doc0001346497
Record UpdatedSep 20, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMMIT CO
Recording DateMar 9, 2020
Property Address186 PROTECTOR PL, BRECKENRIDGE, CO 80424
Document Number0001221956
Map ReferenceDOC 116343
Instrument DateMar 6, 2020
Instrument1221956
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5412 HILLDALE CT, FORT COLLINS, CO 80526-4367

Tax Assessment & Valuation

The 2025 property tax bill for 186 Protector Pl was $4,705, up 14% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateColorado
CountySummit County
Unified School DistrictSummit School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,705.00 (+14.03%)$93,153 (+4.61%)$1,369,900 (+3.07%) Land $374,400 Building $995,500
2024$4,126.00 (-1.74%)$89,050 (+4.32%)$1,329,100 (+4.32%) Land $384,500 Building $944,600
2023$4,199.00 (+45.75%)$85,365 (+55.69%)$1,274,100 (+61.5%) Land $384,500 Building $889,600
2022$2,881.00$54,829$788,900 Land $222,600 Building $566,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 186 Protector Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Protector Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BRECKENRIDGE
serves 28,315 people · EPA ID CO0159020
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Protector Pl

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