196 Esso Ln, Elgin, SC 29045 Property Records

Richland County property record for 196 Esso Ln, Elgin, SC 29045

Property Summary

Property TypeVacant Land
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on File
Last Sale$250,000 (Apr 2018)
Tax Bill$16 (2025)
Deeds & MortgagesAug 2020 Transfer
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28900-01-39

Property Details

APN / Parcel Number

Primary APN28900-01-39
Alternative APNs
  • R28900-01-39
  • 02078254

Interior

FlooringWood

Exterior

Lot Area4,792 sqft (0.11 acres)

Location & Zoning

Account Number02078254
Street Address196 ESSO LN
CityELGIN
StateSC
Zip29045-9167
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodePDD
Legal DescriptionCOMMON AREA 162.5X99.1X247.7X112.9 #SU CAMPBELL RIDGE #PR RB2203-243/244/245
Legal SubdivisionCAMPBELL RIDGE
Legal Tract1
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2000
Census Tract11407

Owner

196 Esso Ln, vacant land, is owned by a company that acquired it in July 2020.

Source: Richland County records, as of July 14, 2026

Owner of RecordCompany Name on File
Mailing Address1714 RUTLAND CT, COLUMBIA, SC 29206-3126
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 24, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
NEW AMERICAN FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2018 · Amount on File
Deed SaleApr 24, 2018 · Amount on File
Prior SaleAug 17, 2017 · Amount on File
Deed Document Number201826246
Deed Book / Page2297 / 1468
Last Transfer DateJul 20, 2020
Transfer Doc0025193428
Record UpdatedSep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateAug 20, 2020
Property Address196 ESSO LN, ELGIN, SC 29045-9167
Document Number2519/3428
Book / Page002519 / 003428
Instrument DateJul 28, 2020
Instrument42044
Transaction TypeTransfer
Record UpdatedOct 9, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1714 RUTLAND CT COLUMBIA SC 292063126, COLUMBIA, SC 29206-3126

April 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateApr 24, 2018
Property Address196 ESSO LN, ELGIN, SC 29045-9167
Document Number2297/1468
Book / Page002297 / 001468
Instrument DateApr 13, 2018
Instrument26246
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 31, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$925.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1047 CAMPBELL RIDGE DR ELGIN SC 290459168, ELGIN, SC 29045-9168

Mortgage

Document Number2297/1471
DateApr 24, 2018
Book Page002297/001471
Instrument26247
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 196 Esso Ln was $16.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16.00$500 (-) Land $500$500 (-) Land $500
2024$500 Land $500$500 (-) Land $500
2023$500
2021$16.00$30$500 Land $500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 196 Esso Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Esso Ln is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 48% of South Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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