Richland County property record for 176 Esso Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,522 sqft · built 2019 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $273,395 (Dec 2019) |
| Tax Bill | $2,985 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31704-03-04 |
| Primary APN | 31704-03-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,522 sqft Heated Area |
| Gross Area | 4,344 sqft |
| 1st Floor Area | 1,446 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 630 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 02133587 |
|---|---|
| Street Address | 176 ESSO LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-9167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 30 60X233.4X23.1X41.1X211.4 #SU CAMPBELL RIDGE #PR R2203-243/244/245 |
| Legal Subdivision | CAMPBELL RIDGE |
| Legal Lot Number | 30,60 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970908 |
176 Esso Ln is owned and occupied by two individuals who bought it in December 2019.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 176 ESSO LN, ELGIN, SC 29045-9167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 3, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MTG |
| Nov 26, 2018 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2019 · Amount on File |
| Deed Sale | Dec 3, 2019 · Amount on File |
| Prior Sale | Nov 26, 2018 · Amount on File |
| Deed Document Number | 201990058 |
| Deed Book / Page | 2450 / 3525 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 176 ESSO LN, ELGIN, SC 29045-9167 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026433001 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 2643/3001 |
| Instrument | 2021047259 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 3, 2019 |
| Property Address | 176 ESSO LN, ELGIN, SC 29045-9167 |
| Document Number | 2450/3525 |
| Book / Page | 002450 / 003525 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 90058 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,011.56 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 176 ESSO LN ELGIN SC 290459167, ELGIN, SC 29045-9167 |
| Document Number | 2450/3530 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 002450/003530 |
| Instrument | 90059 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 26, 2018 |
| Property Address | 176 ESSO LN, ELGIN, SC 29045-9167 |
| Document Number | 2352/1033 |
| Book / Page | 002352 / 001033 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 84088 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $3,796.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1371 DOGWOOD DR SW CONYERS GA 300125127, CONYERS, GA 30012-5127 |
The 2025 property tax bill for 176 Esso Ln was $2,985.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,985.00 | $314,300 | $348,900 Land $45,200 Building $303,700 |
| 2023 | $2,604.00 | $10,932 | $273,300 |
| 2021 | $2,611.00 | $10,930 | $273,300 Land $35,000 Building $238,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 176 Esso Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 176 Esso Ln is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 48% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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