Kershaw County property record for 175 Esso Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,522 sqft · built 2019 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $271,020 (Sep 2019) |
| Tax Bill | $399 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31704-02-02 |
| Primary APN | 31704-02-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,522 sqft Heated Area |
| Gross Area | 4,344 sqft |
| 1st Floor Area | 1,446 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 630 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02133499 |
|---|---|
| Street Address | 175 ESSO LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-9167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 24 60X185.7X18.2X47.3X176.6 #SU CAMPBELL RIDGE #PR R2203-243/244/245 |
| Legal Subdivision | CAMPBELL RIDGE |
| Legal Lot Number | 24,60 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970908 |
Source: Kershaw County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 175 ESSO LN, ELGIN, SC 29045-9167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Mar 25, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 6, 2023 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Sep 27, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MTG |
| Nov 26, 2018 | Grant Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on Record |
| Deed Sale | Sep 27, 2019 · Amount on Record |
| Prior Sale | Nov 26, 2018 · Amount on Record |
| Deed Document Number | 201972242 |
| Deed Book / Page | 2432 / 2106 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 11, 2026 |
| Property Address | 175 ESSO LN, ELGIN, SC 29045-9167 |
| Document Number | 0000028339 |
| Book / Page | 3136 / 1020 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202628339 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 175 ESSO LN, ELGIN, SC 29045-9167 |
| Document Number | 0000028339, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 3136/1020 |
| Instrument | 202628339 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 175 ESSO LN, ELGIN, SC 29045-9167 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027290207 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 2729/207 |
| Instrument | 2022017316 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 175 ESSO LN, ELGIN, SC 29045-9167 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0028271146 |
|---|---|
| Date | Apr 6, 2023 |
| Book Page | 2827/1146 |
| Instrument | 2023014208 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 27, 2019 |
| Property Address | 175 ESSO LN, ELGIN, SC 29045-9167 |
| Document Number | 2432/2106 |
| Book / Page | 002432 / 002106 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 72242 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,002.77 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 175 ESSO LN ELGIN SC 290459167, ELGIN, SC 29045-9167 |
| Document Number | 2432/2111 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 002432/002111 |
| Instrument | 72243 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 26, 2018 |
| Property Address | 175 ESSO LN, ELGIN, SC 29045-9167 |
| Document Number | 2352/1033 |
| Book / Page | 002352 / 001033 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 84088 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,796.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1371 DOGWOOD DR SW CONYERS GA 300125127, CONYERS, GA 30012-5127 |
Source: Kershaw County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399.00 (-84.56%) | $354,700 (+30.89%) Land $45,200 Building $309,500 | |
| 2023 | $2,585.00 (-0.31%) | $10,840 (-) | $271,000 (-) |
| 2021 | $2,593.00 | $10,840 | $271,000 Land $35,000 Building $236,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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