Kershaw County property record for 191 Esso Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,522 sqft · built 2019 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,835 (Nov 2019) |
| Tax Bill | $2,952 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31704-02-05 |
| Primary APN | 31704-02-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,522 sqft Heated Area |
| Gross Area | 4,344 sqft |
| 1st Floor Area | 1,446 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 630 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02133523 |
|---|---|
| Street Address | 191 ESSO LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-9167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 27 85X120.1X93.6X80.9 #SU CAMPBELL RIDGE #PR R2203-243/244/245 |
| Legal Subdivision | CAMPBELL RIDGE |
| Legal Lot Number | 27,85 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970908 |
191 Esso Ln is owned and occupied by an individual who bought it in November 2019.
Source: Kershaw County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 191 ESSO LN, ELGIN, SC 29045-9167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 29, 2024 | Deed of Trust, Mortgage · Line of Credit HOMETAP EQUITY PARTNERS LLC |
| Nov 7, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage NEW AMERICAN FNDG |
| Nov 26, 2018 | Grant Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on File |
| Deed Sale | Nov 7, 2019 · Amount on File |
| Prior Sale | Nov 26, 2018 · Amount on File |
| Deed Document Number | 201984121 |
| Deed Book / Page | 2444 / 562 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 191 ESSO LN, ELGIN, SC 29045-9167 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0029031715 |
|---|---|
| Date | Feb 29, 2024 |
| Book Page | 2903/1715 |
| Instrument | 2024008732 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | 75 ARLINGTON ST STE 500, BOSTON, MA 02116 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 7, 2019 |
| Property Address | 191 ESSO LN, ELGIN, SC 29045-9167 |
| Document Number | 2444/0562 |
| Book / Page | 002444 / 000562 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 84121 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $998.39 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 191 ESSO LN ELGIN SC 290459167, ELGIN, SC 29045-9167 |
| Document Number | 2444/0567 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 002444/000567 |
| Instrument | 84122 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 26, 2018 |
| Property Address | 191 ESSO LN, ELGIN, SC 29045-9167 |
| Document Number | 2352/1033 |
| Book / Page | 002352 / 001033 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 84088 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $3,796.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1371 DOGWOOD DR SW CONYERS GA 300125127, CONYERS, GA 30012-5127 |
The 2025 property tax bill for 191 Esso Ln was $2,952.
Source: Kershaw County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,952.00 | $310,300 | $354,700 Land $45,200 Building $309,500 |
| 2023 | $2,575.00 | $10,792 | $269,800 |
| 2021 | $2,582.00 | $10,790 | $269,800 Land $35,000 Building $234,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 191 Esso Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 191 Esso Ln is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 48% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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