196 Durrell Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 196 Durrell Cir, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,402 sqft · built 1973
Lot Size0.202 acres (8,799 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Jun 2026)
Tax Bill$2,619 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN26-28-36-663000-000334

Property Details

APN / Parcel Number

Primary APN26-28-36-663000-000334
Alternative APNs
  • 362826663000000334
  • 62826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,402 sqft Living Area
Gross Area1,885 sqft
1st Floor Area1,402 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area8,799 sqft (0.202 acres)
Lot Dimensions110 ft deep x 80 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area483 sqft

Exterior Amenities

Pool HousePool House
PorchSlab
Porch Area70 sqft
Patio Area290 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address196 DURRELL CIR
CityWINTER HAVEN
StateFL
Zip33884-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionFLA HIGHLANDS CO SUB PB 3 PG 27 LOT 3 E 110 FT OF W 945 FT OF N 80 FT OF S 330 FT OF N1/2 OF NW1/4 OF SW1/4 BEING LOT 130 OF UNREC GARDEN GROVE PINES
Legal Range26E
Legal Township28S
Legal Section36
Legal SubdivisionFLORIDA HIGHLAND CO SUBDIVISION
Legal Tract663000
Legal Block3
Legal Lot Number3
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group3
Census Block3012
Census Tract14001

Owner

Source: Polk County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address196 DURRELL CIR, WINTER HAVEN, FL 33884-2306
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Deed of Trust, Mortgage · Unknown
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Jun 11, 2026Special Warranty Deed, Transfer · Conventional Mortgage
UI EMPLOYEES FEDERAL CREDIT UNION
Jul 28, 2021Intrafamily Transfer, Transfer
OS NATIONAL LLC
Oct 29, 2018Grant Deed, Transfer
ATTORNEY ONLY
May 10, 2018Quit Claim Deed, Transfer
OS NATIONAL LLC
May 17, 2018Loan Modification, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2026 · Amount on Record
Deed SaleJun 11, 2026 · Amount on Record
Prior SaleJun 4, 2013 · Amount on Record
Deed Document Number2026140057
Deed Book / Page14034 / 2185
Prior Transfer DateJul 15, 2021
Prior Transfer Doc0000195893
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address196 DURRELL CIR, WINTER HAVEN, FL 33884-2306
Transaction TypeMortgage
Record UpdatedJun 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000218240
DateAug 20, 2021
Book Page11857/831
Instrument2021218240
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
Agreement
TypeUnknown
AmountAmount Recorded

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJun 11, 2026
Property Address196 DURRELL CIR, WINTER HAVEN, FL 33884-2306
Document Number0000140057
Book / Page14034 / 2185
Instrument DateMay 21, 2026
Instrument2026140057
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyFIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$144,935.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 DURRELL CIR, WINTER HAVEN, FL 33884-2306

Mortgage

Document Number0000140058,
DateJun 11, 2026
Instrument2026140058
Lender
NameUI EMPLOYEES FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJul 28, 2021
Property Address196 DURRELL CIR, WINTER HAVEN, FL 33884-2306
Document Number0000195893
Book / Page11822 / 1584
Instrument DateJul 15, 2021
Instrument2021195893
Transaction TypeTransfer
Record UpdatedMay 31, 2022
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateOct 29, 2018
Property Address196 DURRELL CIR, WINTER HAVEN, FL 33884-2306
Document Number0106550476
Book / Page010655 / 000476
Instrument DateOct 25, 2018
Instrument227300
Transaction TypeTransfer
Record UpdatedNov 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,210.60
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address196 DURRELL CIR WINTER HAVEN FL 338842306, WINTER HAVEN, FL 33884-2306

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateMay 10, 2018
Property Address196 DURRELL CIR, WINTER HAVEN, FL 33884-2306
Document Number0104802036
Book / Page010480 / 002036
Instrument DateMay 8, 2018
Instrument100129
Transaction TypeTransfer
Record UpdatedJun 4, 2018
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Recording DateMay 17, 2018
Property Address196 DURRELL CIR, WINTER HAVEN, FL 33884-2306
Document Number0104880808
Book / Page010488 / 000808
Instrument DateMay 8, 2018
Instrument105600
Transaction TypeMortgage
Record UpdatedJun 14, 2018
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address345 PARK AVE NEW YORK NY 101540004, NEW YORK, NY 10154-0004

Mortgage

Document Number104880808
DateMay 17, 2018
Book Page010488/000808
Instrument105600
Lender
NameJP MORGAN CHASE BK
TypeBank
Address383 MADISON AVE, NEW YORK, NY 10179-0001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$194,954 (-1.37%) Land $30,800 Building $164,154$194,954 (-1.37%) Land $30,800 Building $164,154
2025$2,619.00 (-21.14%)$197,653 (-1.78%) Land $30,800 Building $166,853$197,653 (-1.78%) Land $30,800 Building $166,853
2024$3,321.00 (+4.66%)
2023$3,173.00 (+8.48%)$201,242 (+11.06%) Land $29,920 Building $171,322$201,242 (+11.06%) Land $29,920 Building $171,322
2022$2,925.00$181,200 Land $24,640 Building $156,560$181,200 Land $24,640 Building $156,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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