Polk County property record for 189 Durrell Cir, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,722 sqft · built 1973 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,100 (May 2021) |
| Tax Bill | $2,554 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-36-663000-000342 |
| Primary APN | 26-28-36-663000-000342 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| Gross Area | 2,228 sqft |
| 1st Floor Area | 1,722 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Pool Area | 450 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|
| Street Address | 189 DURRELL CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 3 E 100 FT OF W 785 FT OF N 90 FT OF S 500 FT OF N1/2 OF NW1/4 OF SW1/4 BEING LOT 156 OF UNREC GARDEN GROVE PINES |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | FLORIDA HIGHLAND CO SUBDIVISION |
| Legal Tract | 663000 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 14001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 189 DURRELL CIR, WINTER HAVEN, FL 33884-2343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Warranty Deed, Transfer · FHA Mortgage RP FUNDING INC |
| Feb 3, 2017 | Deed of Trust, Mortgage · Line of Credit PLATINUM BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on Record |
| Deed Sale | May 19, 2021 · Amount on Record |
| Prior Sale | Oct 14, 2016 · Amount on Record |
| Deed Document Number | 2021130970 |
| Deed Book / Page | 11722 / 2213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 19, 2021 |
| Property Address | 189 DURRELL CIR, WINTER HAVEN, FL 33884-2343 |
| Document Number | 0000130970 |
| Book / Page | 11722 / 2213 |
| Instrument Date | May 18, 2021 |
| Instrument | 2021130970 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2021 |
| Title Company | INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1800 N LAKE ELOISE DR, 1800, WINTER HAVEN, FL 33884-2030 |
| Name | Verified Name |
|---|---|
| Address | 189 DURRELL CIR, WINTER HAVEN, FL 33884-2343 |
| Document Number | 0117222215 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 11722/2215 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 189 DURRELL CIR, WINTER HAVEN, FL 33884-2343 |
| Document Number | 0100660947 |
| Book / Page | 010066 / 000947 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 189 DURRELL CIR WINTER HAVEN FL 338842343, WINTER HAVEN, FL 33884-2343 |
| Document Number | 0100660947 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 010066/000947 |
| Instrument | 30031 |
| Name | PLATINUM BK |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,498 (+0.99%) Land $31,500 Building $203,998 | $235,498 (+0.99%) Land $31,500 Building $203,998 | |
| 2025 | $2,554.00 (-18.66%) Homeowner's exemption | $233,182 (-1.86%) Land $31,500 Building $201,682 | $233,182 (-1.86%) Land $31,500 Building $201,682 |
| 2023 | $3,140.00 (-7.84%) Homeowner's exemption | $237,607 (+9.81%) Land $30,600 Building $207,007 | $237,607 (+9.81%) Land $30,600 Building $207,007 |
| 2022 | $3,407.00 | $216,374 Land $25,200 Building $191,174 | $216,374 Land $25,200 Building $191,174 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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