Polk County property record for 401 Durrell Cir, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,752 sqft · built 1972 |
| Lot Size | 0.228 acres (9,927 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $613 (2025) |
| Deeds & Mortgages | May 2021 Transfer Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-36-663000-000315 |
| Primary APN | 26-28-36-663000-000315 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 1,752 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,927 sqft (0.228 acres) |
| Lot Dimensions | 110 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Pool House | Pool House |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 84 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 401 DURRELL CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 3 PRT DESC AS E 110 FT OF W 245 FT OF N 90 FT OF S 250 FT OF N1/2 OF NW1/4 OF SW1/4 BEING LOT 145 UNREC GARDEN GROVE PINES |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | FLORIDA HIGHLAND CO SUBDIVISION |
| Legal Tract | 663000 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 14001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6039 CYPRESS GARDENS BLVD, WINTER HAVEN, FL 33884-4115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 7, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 26, 2021 |
| Transfer Doc | 0000139634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 28, 2021 |
| Property Address | 401 DURRELL CIR, WINTER HAVEN, FL 33884-2347 |
| Document Number | 0000139634 |
| Book / Page | 11736 / 633 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021139634 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 6030 CYPRESS GARDENS BLVD # 112, 112, WINTER HAVEN, FL 33884 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 401 DURRELL CIR, WINTER HAVEN, FL 33884-2347 |
| Document Number | 0102670367 |
| Instrument Date | Sep 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 401 DURRELL CIR WINTER HAVEN FL 338842347, WINTER HAVEN, FL 33884-2347 |
| Document Number | 0102670367 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 010267/000367 |
| Instrument | 182065 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,197 (+2.7%) | $228,451 (-0.42%) Land $34,650 Building $193,801 | |
| 2025 | $613.00 (-40.77%) Homeowner's exemption | $91,721 (+5.99%) | $229,416 (-1.88%) Land $34,650 Building $194,766 |
| 2023 | $1,035.00 (-0.58%) Homeowner's exemption | $86,540 (+3%) | $233,805 (+11.72%) Land $33,660 Building $200,145 |
| 2022 | $1,041.00 Homeowner's exemption | $84,019 | $209,276 Land $27,720 Building $181,556 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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