Polk County property record for 192 Durrell Cir, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,798 sqft · built 1973 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Aug 2017) |
| Tax Bill | $2,336 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-36-663000-000335 |
| Primary APN | 26-28-36-663000-000335 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,798 sqft Living Area |
| Gross Area | 2,348 sqft |
| 1st Floor Area | 1,798 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,799 sqft (0.202 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|
| Street Address | 192 DURRELL CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 3 E 110 FT OF W 945 FT OF N 80 FT OF S 410 FT OF N1/2 OF NW1/4 OF SW1/4 BEING LOT 131 OF UNREC GARDEN GROVE PINES |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | FLORIDA HIGHLAND CO SUBDIVISION |
| Legal Tract | 663000 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 14001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 192 DURRELL CIR, WINTER HAVEN, FL 33884-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Aug 16, 2017 | Warranty Deed, Transfer · FHA Mortgage FIRST FIN'L |
| Jan 31, 2017 | Warranty Deed, Transfer REAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2017 · Amount on Record |
| Deed Sale | Aug 16, 2017 · Amount on Record |
| Prior Sale | Jan 31, 2017 · Amount on Record |
| Deed Document Number | 2017157636 |
| Deed Book / Page | 10235 / 380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 192 DURRELL CIR, WINTER HAVEN, FL 33884-2306 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 192 DURRELL CIR, WINTER HAVEN, FL 33884-2306 |
| Document Number | 0000063326 |
|---|---|
| Date | Mar 17, 2023 |
| Book Page | 12620/1184 |
| Instrument | 2023063326 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Term | 481 Months |
| Due | Apr 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 192 DURRELL CIR, WINTER HAVEN, FL 33884-2306 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 192 DURRELL CIR, WINTER HAVEN, FL 33884-2306 |
| Document Number | 0000237436 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 12401/1242 |
| Instrument | 2022237436 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 16, 2017 |
| Property Address | 192 DURRELL CIR, WINTER HAVEN, FL 33884-2306 |
| Document Number | 0102350380 |
| Book / Page | 010235 / 000380 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 157636 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2017 |
| Title Company | REAL ESTATE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 192 DURRELL CIR WINTER HAVEN FL 338842306, WINTER HAVEN, FL 33884-2306 |
| Document Number | 102350381 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 010235/000381 |
| Instrument | 157637 |
| Name | FIRST FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | MILLERSVILLE, MD 21108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 31, 2017 |
| Property Address | 192 DURRELL CIR, WINTER HAVEN, FL 33884-2306 |
| Document Number | 0100520518 |
| Book / Page | 010052 / 000518 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 19461 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | REAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 415 RENEE DR HAINES CITY FL 338445848, HAINES CITY, FL 33844-5848 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,702 (-0.48%) | $239,684 (-2.88%) Land $30,800 Building $208,884 | |
| 2025 | $2,336.00 (-12.64%) Homeowner's exemption | $216,741 (+1.25%) | $246,803 (-2.07%) Land $30,800 Building $216,003 |
| 2023 | $2,674.00 (+7.05%) Homeowner's exemption | $214,072 (+7.26%) | $252,010 (+10.46%) Land $29,920 Building $222,090 |
| 2022 | $2,498.00 Homeowner's exemption | $199,574 | $228,145 Land $24,640 Building $203,505 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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