LOT 196 FAIRWAYS OF SANDESTIN PH III PB 6-4 AND INTEREST IN COMMON ELEMENT AS REC IN OR 223-71 OR 1027-284 OR 1984-231 OR 2223-197 OR 2963-947 OR 3070-3967 OR 3073-3899 OR 3106-1325 OR 3286-2545
Legal Range
021
Legal Township
02S
Legal Section
27
Legal Subdivision
FAIRWAYS OF SANDESTIN PH III
Legal Phase
3
Legal Block
19
Legal Lot Number
196
Jurisdiction
WALTON FL
Township / Civil Division
WALTON BEACHES
Census Block Group
2
Census Block
2006
Census Tract
950609
Owner
196 Cove Dr is owned by two individuals who bought it in May 2019.
Source: Walton County records, as of August 17, 2026
Owner of Record
2 Individual Names on File
Mailing Address
196 RENE DR, SHADY COVE, OR 97539-9829
Owner Type
Individual
Vesting
Life Estate
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
The 2025 property tax bill for 196 Cove Dr was $3,360, up 2% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Walton County
Unified School District
Walton County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$3,360.00 (+2%)
$508,500
$699,913Land $59,726Building $640,187
2024
$3,294.00 (+3.85%)
2023
$3,172.00 (+1.24%)Homeowner's exemption
$716,041 (+10.32%)Land $59,726Building $656,315
$716,041 (+10.32%)Land $59,726Building $656,315
2022
$3,133.00Homeowner's exemption
$649,040Land $66,296Building $582,744
$649,040Land $66,296Building $582,744
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 196 Cove Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 428 individual policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
645 units insured incl. 217 condo units
Nearby Flood Claims
23 (1998–2024)
Claims Outside the SFHA
10 of 23
Most Recent Claim
Sep 2024 · rainfall accumulation
Claims by Event
Hurricane Sally, Sep 2020 · 3 claims
Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 196 Cove Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source
Groundwater
Last State Inspection
Feb 2026
Lead
3 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area
2,000 / 35
Verizon Fixed Wireless
300 / 20
AT&T Fixed Wireless
100 / 20
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.