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178 Cove Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 178 Cove Dr, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,252 sqft · built 1985
Lot Size0.141 acres (6,142 sqft)
Owner2 Company Names on Record
Tax Bill$4,894 (2025)
Deeds & MortgagesFeb 2024 Transfer
Dec 2023 Transfer
Flood ZoneZone X (moderate risk)
APN27-2S-21-42180-000-1780

Property Details

APN / Parcel Number

Primary APN27-2S-21-42180-000-1780
Alternative APNs
  • 27-221-42180-000-1780
  • 1056090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,252 sqft Living Area
Gross Area1,506 sqft
1st Floor Area1,252 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2000
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area6,142 sqft (0.141 acres)
Lot Dimensions95 ft deep x 65 ft wide
DrivewayBrick Driveway

Exterior Amenities

PorchFinished/Open Porch
Porch Area28 sqft
Deck AreaDeck Area
Patio Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address178 COVE DR
CityMIRAMAR BEACH
StateFL
Zip32550-4576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSD
Legal DescriptionLOT 178 FAIRWAYS OF SANDESTIN PHASE IV PB 6-38 & INT IN COMMON ELEMENTS AS RECD IN OR 223-71 OR 1058-172 OR 1293-167 OR 2077-390 OR 2516-1966
Legal Range021
Legal Township02S
Legal Section27
Legal SubdivisionFAIRWAYS OF SANDESTIN PHASE IV
Legal Phase4
Legal Block17
Legal Lot Number178
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2006
Census Tract950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address178 COVE DR, MIRAMAR BEACH, FL 32550-4576
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2024Correction Deed
ACCOMODATION, ACCOMMODATION
Dec 26, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 26, 2024
Transfer Doc0033163717
Record UpdatedSep 20, 2026

February 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionWALTON FL
Recording DateFeb 28, 2024
Property Address178 COVE DR, MIRAMAR BEACH, FL 32550-4576
Document Number0033163717
Book / Page3316 / 3717
Map ReferenceMB 6 PG 68
Instrument DateJan 26, 2024
Instrument20240006909
Record UpdatedMar 15, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateDec 26, 2023
Property Address178 COVE DR, MIRAMAR BEACH, FL 32550-4576
Document Number0033110928
Book / Page3311 / 928
Map ReferenceMB 6 PG 38
Instrument DateDec 15, 2023
Instrument20230045627
Transaction TypeTransfer
Record UpdatedJan 18, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address8684 SOUTHWIND DR, MEMPHIS, TN 38125-0749

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address8584 SOUTHWIND DR, MEMPHIS, TN 38125-0800

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,894.00 (+2.86%)$609,883 (+13.71%) Land $145,000 Building $464,883$609,883 (+13.71%) Land $145,000 Building $464,883
2024$4,758.00 (+13.26%)
2023$4,201.00 (+7.47%)$536,347 (+9.6%) Land $59,726 Building $476,621$536,347 (+9.6%) Land $59,726 Building $476,621
2022$3,909.00$489,371 Land $66,296 Building $423,075$489,371 Land $66,296 Building $423,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 428 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies645 units insured
incl. 217 condo units
Nearby Flood Claims23 (1998–2024)
Claims Outside the SFHA10 of 23
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.

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