183 Cove Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 183 Cove Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,238 sqft · built 1983
Lot Size	0.098 acres (4,269 sqft)
Owner	Individual Name on Record
Last Sale	$668,000 (Mar 2026)
Tax Bill	$5,701 (2025)
Deeds & Mortgages	Mar 2026 Sale Mar 2021 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`27-2S-21-42180-000-1830`

Property Details

APN / Parcel Number

Primary APN	`27-2S-21-42180-000-1830`
Alternative APNs	`27-221-42180-000-1830` `1056095`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,238 sqft Living Area
Gross Area	1,533 sqft
1st Floor Area	1,238 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,269 sqft (0.098 acres)
Lot Dimensions	62 ft deep x 69 ft wide
Driveway	Brick Driveway

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	168 sqft
Deck Area	Deck Area
Patio Area	47 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	183 COVE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4895
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 183 FAIRWAYS OF SANDESTIN PH IV AND INTEREST IN COMMON ELEMENTS AS REC IN PB 6-38 OR 223-71 OR 1299-77 OR 2157-40 OR 2654-3708 OR 2911-4776 OR 2911-4796 OR 3067-1766 OR 3126-1837 OR 3134-3711 OR 3185-3261
Legal Range	021
Legal Township	02S
Legal Section	27
Legal Subdivision	COMMON ELEMENTS AS REC
Legal Phase	4
Legal Block	18
Legal Lot Number	183
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2006
Census Tract	950609

Owner

Source: Walton County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114676 S 4299 RD, PORUM, OK 74455-5883
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Warranty Deed, Transfer ARK TITLE SERVICES LLC, AQUARK TITLE SERVICES LLC
Mar 2, 2021	Warranty Deed, Transfer RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE
Feb 28, 2020	Correction Deed ATTORNEY ONLY
Feb 28, 2020	Correction Deed ATTORNEY ONLY
Dec 11, 2019	Correction Deed ATTORNEY ONLY
Dec 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2018	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Mar 2, 2021 · Amount on Record
Deed Document Number	20268868
Deed Book / Page	3389 / 4543
Prior Transfer Date	Mar 14, 2007
Prior Transfer Doc	0027574570
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 9, 2026
Property Address	183 COVE DR, MIRAMAR BEACH, FL 32550-4895
Document Number	0033894543
Book / Page	3389 / 4543
Map Reference	MB 6 PG 38
Instrument Date	Mar 9, 2026
Instrument	20260008868
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ARK TITLE SERVICES LLC, AQUARK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$4,676.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 RIPLEY LN, FRANKLIN, TN 37064-0500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114676 S 4299 RD, PORUM, OK 74455-5883

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 2, 2021
Property Address	183 COVE DR, MIRAMAR BEACH, FL 32550-4895
Document Number	0031853261
Book / Page	3185 / 3261
Map Reference	MB 6 PG 38
Instrument Date	Mar 2, 2021
Instrument	20210009894
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Transaction

Amount	Amount Recorded
Tax	$3,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	755 GRAND BLVD # 105, 755, MIRAMAR BEACH, FL 32550-1838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 GREEN PARK, NASHVILLE, TN 37215-2448

February 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	Feb 28, 2020
Property Address	183 COVE DR, MIRAMAR BEACH, FL 32550-4895
Document Number	0031343711
Book / Page	003134 / 003711
Instrument Date	Feb 28, 2020
Instrument	7339
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	755 GRAND BLVD #105 MIRAMAR BEACH FL 325501838, 105, MIRAMAR BEACH, FL 32550-1838

February 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	Feb 28, 2020
Property Address	183 COVE DR, MIRAMAR BEACH, FL 32550-4895
Document Number	0031343709
Book / Page	003134 / 003709
Instrument Date	Feb 28, 2020
Instrument	7338
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	753 SANDPIPER DR MIRAMAR BEACH FL 325504835, MIRAMAR BEACH, FL 32550-4835

December 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	Dec 11, 2019
Property Address	183 COVE DR, MIRAMAR BEACH, FL 32550-4895
Document Number	0031264792
Book / Page	003126 / 004792
Instrument Date	Dec 5, 2019
Instrument	43306
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,988.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	183 COVE DR MIRAMAR BEACH FL 325504895, MIRAMAR BEACH, FL 32550-4895

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Dec 5, 2019
Property Address	183 COVE DR, MIRAMAR BEACH, FL 32550-4895
Document Number	0031261837
Book / Page	003126 / 001837
Instrument Date	Dec 5, 2019
Instrument	42546
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,988.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	183 COVE DR MIRAMAR BEACH FL 325504895, MIRAMAR BEACH, FL 32550-4895

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 7, 2018
Property Address	183 COVE DR, MIRAMAR BEACH, FL 32550-4895
Document Number	0030671766
Book / Page	3067 / 1766
Map Reference	MB6 PG38
Instrument Date	Feb 16, 2018
Instrument	2018000007340
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8799 SAINT ANDREWS DR, 8799, MIRAMAR BEACH, FL 32550-4843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 COVE DR, MIRAMAR BEACH, FL 32550-4895

Mortgage

Document Number	2018000007341
Date	Mar 7, 2018
Instrument	2018000007341

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,701.00 (+0.62%)	$630,960 (+14.61%) Land $152,250 Building $478,710	$630,960 (+14.61%) Land $152,250 Building $478,710
2024	$5,666.00 (+13.27%)
2023	$5,002.00 (+7.55%)	$550,525 (+9.68%) Land $59,726 Building $490,799	$550,525 (+9.68%) Land $59,726 Building $490,799
2022	$4,651.00	$501,947 Land $66,296 Building $435,651	$501,947 Land $66,296 Building $435,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 428 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	645 units insured incl. 217 condo units
Nearby Flood Claims	23 (1998–2024)
Claims Outside the SFHA	10 of 23
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.

183 Cove Dr, Miramar Beach, FL 32550 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2020: Correction Deed

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2020: Correction Deed

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2019: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cove Dr

Nearby Streets

Search Property Records by Address or Parcel Number