Walton County property record for 181 Cove Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,464 sqft · built 1985 |
| Lot Size | 0.141 acres (6,142 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $329,000 (Mar 2018) |
| Tax Bill | $6,719 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 27-2S-21-42180-000-1810 |
| Primary APN | 27-2S-21-42180-000-1810 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,464 sqft Living Area |
| Gross Area | 2,078 sqft |
| 1st Floor Area | 1,064 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 6,142 sqft (0.141 acres) |
| Lot Dimensions | 95 ft deep x 65 ft wide |
| Driveway | Brick Driveway |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 386 sqft |
| Deck Area | Deck Area |
| Patio Area | 158 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 181 COVE DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4895 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT 181 FAIRWAYS OF SANDESTIN PH IV AND INTEREST IN COMMON ELEMENTS AS REC IN PB 6-38 OR 223-71 OR 1387-126 OR 2066-132 OR 2427-923 OR 2921-2977 OR 3009-4715 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | COMMON ELEMENTS AS REC |
| Legal Phase | 4 |
| Legal Block | 18 |
| Legal Lot Number | 181 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950609 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 370 REED ST, SCOTTDALE, GA 30079-1728 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2018 · Amount on Record |
| Deed Sale | Mar 8, 2018 · Amount on Record |
| Prior Sale | Jun 3, 2013 · Amount on Record |
| Deed Document Number | 20187561 |
| Deed Book / Page | 3067 / 2374 |
| Prior Transfer Date | Apr 1, 2016 |
| Prior Transfer Doc | 0030094715 |
| Record Updated | Jun 8, 2026 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,719.00 (-1.26%) | $743,716 (+10.41%) Land $145,000 Building $598,716 | $743,716 (+10.41%) Land $145,000 Building $598,716 |
| 2024 | $6,805.00 (+11.32%) | ||
| 2023 | $6,113.00 (+7.95%) | $673,570 (+10.22%) Land $59,726 Building $613,844 | $673,570 (+10.22%) Land $59,726 Building $613,844 |
| 2022 | $5,663.00 | $611,136 Land $66,296 Building $544,840 | $611,136 Land $66,296 Building $544,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.
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