Albany County and Guilderland Town property record for 196 Benjamin St, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1983 |
| Square Footage | 2,816 sqft Living Area |
| Lot Size | 26,650 sqft (0.611 acres) |
| Garage | Attached, 504 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $11,881.00 (2025) |
| Primary APN | 013089 27.12-1-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,816 sqft Living Area |
| 1st Floor | 1,696 sqft 1st Floor |
| 2nd Floor | 1,120 sqft 2nd Floor |
| Game Room | Game Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 26,650 sqft (0.611 acres) |
| Depth X Width | 173 ft x 153 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 504 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
|---|---|
| Pool Area | 720 sqft Pool |
| Patio Area | 180 sqft Patio |
| Porch Area | 168 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02701200010100000000 |
|---|---|
| Street Address | 196 BENJAMIN ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5134 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 196 LPV SEC 4 |
| Legal Subdivision | FINAL PLAT LONE PINE SECTION 7 CLUSTER |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | GUILDERLAND |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records · APN 013089 27.12-1-10
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 BENJAMIN ST, SCHENECTADY, NY 12303-5134 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Mar 02, 2023 | Intrafamily Transfer, Transfer |
| Dec 11, 2017 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 17, 2023 |
| Transfer Doc | 0000000239 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 01, 2026 |
| Property Address | 196 BENJAMIN ST, SCHENECTADY, NY 12303-5134 |
| Document Number | 0000008306 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20268306 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 196 BENJAMIN ST, SCHENECTADY, NY 12303-5134 |
| Document Number | 0000008306, |
|---|---|
| Date | May 01, 2026 |
| Instrument | 20268306 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 29, 2051 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Mar 02, 2023 |
| Property Address | 196 BENJAMIN ST, SCHENECTADY, NY 12303-5134 |
| Document Number | 0000000239 |
| Map Reference | MAP 11401 DR 172 |
| Instrument Date | Feb 17, 2023 |
| Instrument | R2023-4239 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 TIMOTHY LN, SCHENECTADY, NY 12303-5171 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 196 BENJAMIN ST, SCHENECTADY, NY 12303-5134 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 196 BENJAMIN ST, SCHENECTADY, NY 12303-5134 |
| Document Number | 0000000334 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 196 BENJAMIN ST SCHENECTADY NY 123035134, SCHENECTADY, NY 12303-5134 |
| Document Number | 0000000334 |
|---|---|
| Date | Jan 04, 2018 |
| Instrument | 334 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 03, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,881.00 (+12.25%) | $418,000 (-) Land $84,000 Building $334,000 | $557,333 (+13.33%) Land $112,000 Building $445,333 |
| 2023 | $418,000 (-) Land $84,000 Building $334,000 | $491,765 (+7.06%) Land $98,824 Building $392,941 | |
| 2022 | $418,000 Land $84,000 Building $334,000 | $459,341 Land $92,308 Building $367,033 | |
| 2021 | $10,584.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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