189 Benjamin St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 189 Benjamin St, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,998 sqft · built 1983
Lot Size	0.344 acres (15,014 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Aug 2013)
Tax Bill	$8,973 (2025)
Flood Zone	Zone X (minimal risk)
APN	`013089 27.12-1-21`

Property Details

APN / Parcel Number

Primary APN	`013089 27.12-1-21`
Alternative APNs	`308902701200010210000000` `02701200010210000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,998 sqft Living Area
1st Floor Area	1,372 sqft
Upper Floors Area	626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	15,014 sqft (0.344 acres)
Lot Dimensions	273 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	392 sqft
Porch	Slab
Porch Area	165 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02701200010210000000
Street Address	189 BENJAMIN ST
City	SCHENECTADY
State	NY
Zip	12303-5167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 189 LPV SEC 4
Legal Subdivision	LONE PINE VILLAGE
Legal Block	1
Legal Lot Number	21.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1000
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 27.12-1-21

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	189 BENJAMIN ST, SCHENECTADY, NY 12303-5167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2013 · Amount on Record
Deed Sale	Aug 28, 2013 · Amount on Record
Prior Sale	Jun 10, 2013 · Amount on Record
Deed Document Number	201311465559
Deed Book / Page	3076 / 216
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,973.00 (+19.46%)	$314,000 (-) Land $63,000 Building $251,000	$418,667 (+13.33%) Land $84,000 Building $334,667
2023		$314,000 (-) Land $63,000 Building $251,000	$369,412 (+7.06%) Land $74,118 Building $295,294
2022		$314,000 Land $63,000 Building $251,000	$345,055 Land $69,231 Building $275,824
2021	$7,511.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 258 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.