Albany County and Guilderland Town property record for 197 Benjamin St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,219 sqft · built 1983 |
| Lot Size | 0.398 acres (17,363 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $372,500 (Jun 2018) |
| Tax Bill | $10,325 (2025) |
| Deeds & Mortgages | Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 27.12-1-25 |
| Primary APN | 013089 27.12-1-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,219 sqft Living Area |
| 1st Floor Area | 1,267 sqft |
| 2nd Floor Area | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,363 sqft (0.398 acres) |
| Lot Dimensions | 161 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 214 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02701200010250000000 |
|---|---|
| Street Address | 197 BENJAMIN ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 197 LPV SEC 4 |
| Legal Subdivision | LONE PINE VILLAGE SECTION 4 |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 BENJAMIN ST, SCHENECTADY, NY 12303-5167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2018 · Amount on Record |
| Deed Sale | Jun 6, 2018 · Amount on Record |
| Prior Sale | Jul 16, 2010 · Amount on Record |
| Deed Document Number | 201812347 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 6, 2018 |
| Property Address | 197 BENJAMIN ST, SCHENECTADY, NY 12303-5167 |
| Document Number | 0000002347 |
| Map Reference | MAP5869 DR172 |
| Instrument Date | May 31, 2018 |
| Instrument | R2018-12347 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 197 BENJAMIN ST, 197, SCHENECTADY, NY 12303-5167 |
| Name | Verified Name |
|---|---|
| Address | 136 CLERMONT ST, ALBANY, NY 12203-2430 |
| Document Number | 0000002348 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | R2018-12348 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 1, 2043 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,325.00 (+11.9%) Veteran's exemption | $376,000 (-) Land $75,000 Building $301,000 | $501,333 (+13.33%) Land $100,000 Building $401,333 |
| 2023 | $376,000 (-) Land $75,000 Building $301,000 | $442,353 (+7.06%) Land $88,235 Building $354,118 | |
| 2022 | $376,000 Land $75,000 Building $301,000 | $413,187 Land $82,418 Building $330,769 | |
| 2021 | $9,227.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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