Albany County and Guilderland Town property record for 201 Benjamin St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,229 sqft · built 1983 |
| Lot Size | 0.48 acres (20,941 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $321,000 (Sep 2014) |
| Tax Bill | $9,558 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 27.12-1-26 |
| Primary APN | 013089 27.12-1-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,229 sqft Living Area |
| 1st Floor Area | 1,137 sqft |
| 2nd Floor Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,941 sqft (0.48 acres) |
| Lot Dimensions | 197 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02701200010260000000 |
|---|---|
| Street Address | 201 BENJAMIN ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 201 LPV SEC 4 |
| Legal Subdivision | MAP OF LONE PINE VILLAGE SECTION 4 |
| Legal Block | 1 |
| Legal Lot Number | 26.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records · APN 013089 27.12-1-26
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 201 BENJAMIN ST, SCHENECTADY, NY 12303-5132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2014 · Amount on Record |
| Deed Sale | Sep 30, 2014 · Amount on Record |
| Prior Sale | Nov 08, 2013 · Amount on Record |
| Deed Document Number | 201411700030 |
| Deed Book / Page | 3113 / 794 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 201 BENJAMIN ST, SCHENECTADY, NY 12303-5132 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | FRONTIER ABSTRACT AND RESEARCH, FRONTIER ABSTRACT & RESEARCH |
| Name | Verified Name |
|---|---|
| Address | 201 BENJAMIN ST, SCHENECTADY, NY 12303-5132 |
| Document Number | 0000000898 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | R2021-30898 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 201 BENJAMIN ST, SCHENECTADY, NY 12303-5132 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | FRONTIER ABSTRACT AND RESEARCH, FRONTIER ABSTRACT & RESEARCH |
| Name | Verified Name |
|---|---|
| Address | 201 BENJAMIN ST, SCHENECTADY, NY 12303-5132 |
| Document Number | 0000000899 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | R2021-30899 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2041 |
| Rate | 3.12% |
|---|
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,558.00 (+12.83%) Homeowner's exemption | $353,000 (-) Land $71,000 Building $282,000 | $470,667 (+13.33%) Land $94,667 Building $376,000 |
| 2023 | $353,000 (-) Land $71,000 Building $282,000 | $415,294 (+7.06%) Land $83,529 Building $331,765 | |
| 2022 | $353,000 Land $71,000 Building $282,000 | $387,912 Land $78,022 Building $309,890 | |
| 2021 | $8,471.00 |
Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 258 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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