1945 Gracewood Dr, Charleston, SC 29414 Property Records

Charleston County property record for 1945 Gracewood Dr, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,343 sqft · built 2012
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jun 2018)
Tax Bill	$2,179 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`309-00-00-422`

Property Details

APN / Parcel Number

Primary APN	`309-00-00-422`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,343 sqft Living Area
1st Floor Area	1,181 sqft
Upper Floors Area	1,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	251 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1945 GRACEWOOD DR
City	CHARLESTON
State	SC
Zip	29414-6679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -CAROLINA BAY PHASE 17BDESCRIPTION -LOT 94
Legal Subdivision	CAROLINA BAY PHASE 17B
Legal Phase	17
Legal Lot Number	94
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3011
Census Tract	5601

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1945 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BK
Jun 26, 2018	Grant Deed, Transfer · Conventional with PMI SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Prior Sale	Oct 17, 2012 · Amount on Record
Deed Book / Page	728 / 990
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1945 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Document Number	0921/0080
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 GRACEWOOD DR CHARLESTON SC 294146679, CHARLESTON, SC 29414-6679

Mortgage

Document Number	0921/0080
Date	Oct 1, 2020
Book Page	000921/000080

Lender

Name	FIRST RELIANCE BK
Type	Bank
Address	FLORENCE, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 26, 2018
Property Address	1945 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Document Number	0728/0990
Book / Page	000728 / 000990
Instrument Date	Jun 19, 2018
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1945 GRACEWOOD DR CHARLESTON SC 294146679, CHARLESTON, SC 29414-6679

Mortgage

Document Number	728/0991
Date	Jun 26, 2018
Book Page	000728/000991

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,179.00 (+13.14%)	$414,000 (+2,775%) Land $86,250 Building $327,750	$594,100 (+65.03%) Land $116,600 Building $477,500
2024	$1,926.00 (+7.9%)	$14,400 (-)
2022	$1,785.00	$14,400	$360,000 (-) Land $75,000 Building $285,000
2020			$360,000 Land $75,000 Building $285,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 688 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	688 in force
Nearby Flood Claims	7 (2015–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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