1903 E FM 120, Denison, TX 75021 Property Records

Grayson County property record for 1903 E FM 120, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1986
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$435 (2024)
Flood Zone	Zone X (minimal risk)
APN	`043 049804305`

Property Details

APN / Parcel Number

Primary APN	`043 049804305`
Alternative APN	`202107`

Interior

Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	128 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	550 sqft
Utility Building	1,080 sqft

Location & Zoning

Account Number	202107
Old Parcel Number	043 049804305
Street Address	1903 E FM 120
City	DENISON
State	TX
Zip	75021-7031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0498 HARNESS ABEL A-G0498, ACRES 2.0
Legal Subdivision	HARNESS ABEL A-G0498
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1003
Census Tract	200

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1948, DENISON, TX 75021-1948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 1999
Deed Sale	Aug 6, 1999
Deed Document Number	0002824860
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$177,451 (-26.13%) Land $123,600 Building $115,552	$239,152 (-0.44%) Land $123,600 Building $115,552
2024	$435.00 (-67.42%)
2023		$240,218 Land $119,520 Building $120,698	$240,218 Land $119,520 Building $120,698
2022	$1,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK RIDGE SOUTH GALE WSC serves 3,153 people · EPA ID TX0910033
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
TekWav Fixed Wireless	100 / 20