1955 3rd St, Vero Beach, FL 32962 Property Records

Indian River County property record for 1955 3rd St, Vero Beach, FL 32962

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,493 sqft · built 1987
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$357,000 (Jan 2026)
Tax Bill$2,508 (2025)
Deeds & MortgagesJan 2026 Sale
May 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-39-14-00010-0003-00016.0

Property Details

APN / Parcel Number

Primary APN33-39-14-00010-0003-00016.0
Alternative APN
  • 78140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,493 sqft Living Area
Gross Area2,217 sqft
1st Floor Area1,493 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCustom Design
Exterior MaterialWood
Construction TypeWood
Roof TypeHip
Roof MaterialMetal
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions131 ft deep x 73.5 ft wide
View / LotInterior
Garage TypeAttached
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area782 sqft

Exterior Amenities

Pool Area208 sqft
PorchScreened Porch
Porch Area359 sqft
Patio Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1955 3RD ST
CityVERO BEACH
StateFL
Zip32962-2777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionINDIAN RIVER HEIGHTS UNIT 1 BLK C LOT 16 PBI 5-74
Legal Range39E
Legal Township33S
Legal Section14
Legal SubdivisionINDIAN RIVER HEIGHTS UNIT 1
Legal BlockC
Legal Lot Number16
Legal Unit1
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1026
Census Tract50603

Owner

Source: Indian River County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1955 3RD ST, VERO BEACH, FL 32962-2777
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Deed, Transfer
INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO
May 10, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 16, 2018Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2026 · Amount on Record
Deed SaleJan 28, 2026 · Amount on Record
Prior SaleJul 16, 2018 · Amount on Record
Deed Document Number20264090
Deed Book / Page3834 / 620
Prior Transfer DateMay 8, 2019
Prior Transfer Doc0032060234
Record UpdatedJun 8, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionINDIAN RIVER FL
Recording DateJan 28, 2026
Property Address1955 3RD ST, VERO BEACH, FL 32962-2777
Document Number0038340620
Book / Page3834 / 620
Map ReferenceMB 5 PG 74
Instrument DateJan 28, 2026
Instrument3120260004090
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$2,499.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address552 6TH LN, VERO BEACH, FL 32962-1858

Transferred To (Grantee/Buyer)

NameVerified Name
Address1955 3RD ST, VERO BEACH, FL 32962-2777

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateMay 10, 2019
Property Address1955 3RD ST, VERO BEACH, FL 32962-2777
Document Number0032060234
Book / Page003206 / 000234
Instrument DateMay 8, 2019
Instrument27753
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1955 3RD ST VERO BEACH FL 329622777, VERO BEACH, FL 32962-2777

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJul 16, 2018
Property Address1955 3RD ST, VERO BEACH, FL 32962-2777
Document Number0031330386
Book / Page003133 / 000386
Instrument DateJul 10, 2018
Instrument43532
Transaction TypeTransfer
Record UpdatedJul 25, 2018
Title CompanySUPREME TITLE SOLUTIONS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 JUSTICE RD MARION NC 287524593, MARION, NC 28752-4593

Mortgage

Document Number31330390
DateJul 16, 2018
Book Page003133/000390
Instrument43533
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2048

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,508.00 (+18.53%) Homeowner's exemption$189,735 (+5.99%)$320,433 (+4.24%) Land $36,079 Building $284,354
2023$2,116.00 (+2.97%)$179,017 (+3%)$307,407 (+16.79%) Land $29,520 Building $277,887
2022$2,055.00$173,803$263,213 Land $29,520 Building $233,693

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims24 (1983–2025)
Claims Outside the SFHA10 of 24
Most Recent ClaimOct 2025 · tidal / storm surge
Claims by Event
  • Hurricane Frances, Sep 2004 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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