Indian River County property record for 1815 3rd St, Vero Beach, FL 32962 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,142 sqft · built 1978 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Dec 2021) |
| Tax Bill | $3,086 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-14-00010-0002-00001.0 |
| Primary APN | 33-39-14-00010-0002-00001.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,142 sqft Living Area |
| Gross Area | 1,506 sqft |
| 1st Floor Area | 1,142 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 131 ft deep x 73.5 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1815 3RD ST |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32962-2775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN RIVER HEIGHTS UNIT 1 BLK B LOT 1 PBI 5-74 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN RIVER HEIGHTS UNIT 1 |
| Legal Block | B |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 50603 |
Source: Indian River County records · APN 33-39-14-00010-0002-00001.0
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1815 3RD ST, VERO BEACH, FL 32962-2775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 03, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2021 · Amount on Record |
| Deed Sale | Dec 27, 2021 · Amount on Record |
| Prior Sale | Jul 03, 2019 · Amount on Record |
| Deed Document Number | 202188011 |
| Deed Book / Page | 3496 / 543 |
| Prior Transfer Date | Jun 16, 2014 |
| Prior Transfer Doc | 0027660699 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 27, 2021 |
| Property Address | 1815 3RD ST, VERO BEACH, FL 32962-2775 |
| Document Number | 0034960543 |
| Book / Page | 3496 / 543 |
| Map Reference | MB 5 PG 74 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 3120210088011 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2023 |
| Title Company | SUPREME TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1000 DEVONSHIRE LN APT 215, 215, BLOOMINGTON, MN 55431-5003 |
| Name | Verified Name |
|---|---|
| Address | 1815 3RD ST, VERO BEACH, FL 32962-2775 |
| Document Number | 0003496546 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 3496/546 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 03, 2019 |
| Property Address | 1815 3RD ST, VERO BEACH, FL 32962-2775 |
| Document Number | 0032200208 |
| Book / Page | 003220 / 000208 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 39354 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,172.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1815 3RD ST VERO BEACH FL 329622775, VERO BEACH, FL 32962-2775 |
| Document Number | 32200209 |
|---|---|
| Date | Jul 03, 2019 |
| Book Page | 003220/000209 |
| Instrument | 39355 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2049 |
Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,086.00 (+16.19%) Homeowner's exemption | $230,826 (+5.99%) | $257,036 (+4.83%) Land $36,079 Building $220,957 |
| 2023 | $2,656.00 (+2.83%) | $217,786 (+3%) | $245,195 (+15.96%) Land $29,520 Building $215,675 |
| 2022 | $2,583.00 | $211,442 Land $29,520 Building $181,922 | $211,442 Land $29,520 Building $181,922 |
Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610506031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force 22 of 29 on primary residences |
| Nearby Flood Claims | 24 (1983–2025) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Oct 2025, tidal / storm surge |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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