3125 3rd St, Vero Beach, FL 32968 Property Records

Indian River County property record for 3125 3rd St, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,322 sqft · built 2011
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$283,000 (Oct 2021)
Tax Bill	$3,841 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-15-00008-0006-00006.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-15-00008-0006-00006.0`
Alternative APN	`79713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	1,322 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	720 sqft
Porch	Open Porch
Porch Area	36 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	79713
Street Address	3125 3RD ST
City	VERO BEACH
State	FL
Zip	32968-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	EMERSON PARK BLK F LOT 6 PBI 3-59
Legal Range	39
Legal Township	33
Legal Section	15
Legal Subdivision	EMERSON PARK SUB
Legal Block	F
Legal Lot Number	6
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3000
Census Tract	50706

Owner

3125 3rd St is owned and occupied by an individual who bought it in October 2021.

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3125 3RD ST, VERO BEACH, FL 32968-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Deed Document Number	3120210071741
Deed Book / Page	3473 / 1046
Record Updated	Jun 8, 2026

October 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 13, 2021
Property Address	3125 3RD ST, VERO BEACH, FL 32968-2018
Document Number	0034731046
Book / Page	3473 / 1046
Map Reference	MB 3 PG 59
Instrument Date	Oct 12, 2021
Instrument	3120210071741
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,981.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 31ST AVE, 1105, VERO BEACH, FL 32960-4005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 3RD ST, VERO BEACH, FL 32968-2018

Mortgage

Document Number	34731047
Date	Oct 13, 2021
Instrument	3473/1047

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,841.00 (+14.25%)	$284,576 (+5.99%)	$292,079 (+2.39%) Land $33,150 Building $258,929
2023	$3,362.00 (-3.22%)	$268,501 (+13.92%)	$285,274 (+21.04%) Land $33,150 Building $252,124
2022	$3,474.00	$235,687 Land $25,500 Building $210,187	$235,687 Land $25,500 Building $210,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3125 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3125 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20