Indian River County property record for 3116 3rd St, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 1984 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $359,000 (Mar 2024) |
| Tax Bill | $407 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-15-00008-0007-00004.0 |
| Primary APN | 33-39-15-00008-0007-00004.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,508 sqft Living Area |
| Gross Area | 2,028 sqft |
| 1st Floor Area | 1,040 sqft |
| 2nd Floor Area | 468 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Sheathing |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 900 sqft |
| Pool Area | 240 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Patio Area | 744 sqft |
| Utility Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3116 3RD ST |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32968-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | EMERSON PARK BLK G LOT 4 PBI 3-59 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 15 |
| Legal Subdivision | EMERSON PARK SUB |
| Legal Block | G |
| Legal Lot Number | 4 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 50706 |
3116 3rd St is owned and occupied by an individual who bought it in March 2024.
Source: Indian River County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3116 3RD ST, VERO BEACH, FL 32968-2018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 5, 2017 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2024 · Amount on File |
| Deed Sale | Mar 25, 2024 · Amount on File |
| Prior Sale | Jan 16, 2014 · Amount on File |
| Deed Document Number | 202413658 |
| Deed Book / Page | 3685 / 2336 |
| Prior Transfer Date | Jan 6, 2014 |
| Prior Transfer Doc | 0027451729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3116 3RD ST, VERO BEACH, FL 32968-2018 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6600 65TH AVE, VERO BEACH, FL 32967-5266 |
| Document Number | 0036852338 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 3685/2338 |
| Instrument | 3120240013659 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3116 3RD ST, VERO BEACH, FL 32968-2018 |
| Document Number | 0030500967 |
| Book / Page | 003050 / 000967 |
| Instrument Date | Aug 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3116 3RD ST VERO BEACH FL 329682018, VERO BEACH, FL 32968-2018 |
| Document Number | 0030500967 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 003050/000967 |
| Instrument | 49122 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 21, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3116 3rd St was $407 with exemptions applied.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $407.00 Homeowner's exemption Veteran's exemption | $306,450 Land $47,009 Building $259,441 | $306,450 Land $47,009 Building $259,441 |
| 2023 | $1,330.00 (+3.42%) | $122,545 (+3%) | $300,703 (+20.66%) Land $47,009 Building $253,694 |
| 2022 | $1,286.00 | $118,976 | $249,216 Land $36,162 Building $213,054 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3116 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3116 3rd St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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