195 E Bernie Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 195 E Bernie Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,924 sqft · built 2014
Lot Size	0.12 acres (5,250 sqft)
Owner	Individual Name on Record
Last Sale	$349,001 (Jul 2014)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	May 2022 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`313-18-098`

Property Details

APN / Parcel Number

Primary APN	`313-18-098`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,924 sqft Living Area
1st Floor Area	1,292 sqft
2nd Floor Area	1,632 sqft

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,250 sqft (0.12 acres)
Parking Spaces	2 Parking Spaces
Patio Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	195 E BERNIE LN
City	GILBERT
State	AZ
Zip	85295-0104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	GILBERT COMMONS ENCLAVE MCR 1143-25
Legal Range	06E
Legal Township	01S
Legal Section	31
Legal Subdivision	GILBERT COMMONS ENCLAVE
Legal Lot Number	24
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1017
Census Tract	815300

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	195 E BERNIE LN, GILBERT, AZ 85295-0104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2014 · Amount on Record
Deed Sale	Jul 1, 2014 · Amount on Record
Deed Document Number	20140433539
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	195 E BERNIE LN, GILBERT, AZ 85295-0104
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 E BERNIE LN, GILBERT, AZ 85295-0104

Mortgage

Document Number	0000381860
Date	May 2, 2022
Instrument	20220381860

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	195 E BERNIE LN, GILBERT, AZ 85295-0104
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195E E BERNIE LN, GILBERT, AZ 85295-0104

Mortgage

Document Number	0000168722
Date	Feb 16, 2021
Instrument	20210168722

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,960 (-2.83%)	$549,600 (-2.83%) Land $109,900 Building $439,700
2025	$2,436.00 (+3.22%)
2024		$56,560	$565,600 Land $113,100 Building $452,500
2023	$2,360.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, WeLink Communications.

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