187 E Bernie Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 187 E Bernie Ln, Gilbert, AZ 85295 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,765 sqft · built 2014
Lot Size0.12 acres (5,250 sqft)
OwnerIndividual Name on File
Last Sale$414,500 (Feb 2019)
Tax Bill$2,348 (2025)
Deeds & MortgagesSep 2019 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN313-18-099

Property Details

APN / Parcel Number

Primary APN313-18-099

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,765 sqft Living Area
1st Floor Area1,133 sqft
2nd Floor Area1,632 sqft

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area5,250 sqft (0.12 acres)
Parking Spaces3 Parking Spaces
Patio Area109 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address187 E BERNIE LN
CityGILBERT
StateAZ
Zip85295-0104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGILBERT COMMONS ENCLAVE MCR 1143-25
Legal Range06E
Legal Township01S
Legal Section31
Legal SubdivisionGILBERT COMMONS ENCLAVE
Legal Lot Number25
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1017
Census Tract815300

Owner

Source: Maricopa County records · APN 313-18-099

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address187 E BERNIE LN, GILBERT, AZ 85295-0104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL LENDING INC
Feb 19, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL LENDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 19, 2019 · Amount on Record
Deed SaleFeb 19, 2019 · Amount on Record
Prior SaleJan 31, 2014 · Amount on Record
Deed Document Number20190111611
Record UpdatedJun 08, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address187 E BERNIE LN, GILBERT, AZ 85295-0104
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000687243
DateSep 04, 2019
Instrument20190687243
Lender
NameAMERICAN FINANCIAL LENDING INC
TypeMortgage Company
AddressPHOENIX, AZ 85050
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2034

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 19, 2019
Property Address187 E BERNIE LN, GILBERT, AZ 85295-0104
Document Number0000111611
Map ReferenceMB 1143 PG 25
Instrument DateFeb 05, 2019
Instrument20190111611
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyFIDELITY NATIONAL TITLE AGEN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address187 E BERNIE LN, 187, GILBERT, AZ 85295-0104

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address187 E BERNIE LN, GILBERT, AZ 85295-0104

Mortgage

Document Number0000111612
DateFeb 19, 2019
Instrument20190111612
Lender
NameAMERICAN FINANCIAL LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$53,710 (-2.43%)$537,100 (-2.43%) Land $107,400 Building $429,700
2025$2,348.00 (+3.21%)
2024$55,050$550,500 Land $110,100 Building $440,400
2023$2,275.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20
AirFiber WISPFixed Wireless (unlicensed)100 / 25
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: WeLink Communications, Arizona Network, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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