186 E Bernie Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 186 E Bernie Ln, Gilbert, AZ 85295 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,788 sqft · built 2014
Lot Size0.126 acres (5,500 sqft)
OwnerOwner Name on File
Last Sale$283,308 (Feb 2014)
Tax Bill$1,847 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN313-18-093

Property Details

APN / Parcel Number

Primary APN313-18-093

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,788 sqft Living Area
1st Floor Area1,788 sqft

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area5,500 sqft (0.126 acres)
Parking Spaces2 Parking Spaces
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address186 E BERNIE LN
CityGILBERT
StateAZ
Zip85295-0102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGILBERT COMMONS ENCLAVE MCR 1143-25
Legal Range06E
Legal Township01S
Legal Section31
Legal SubdivisionGILBERT COMMONS ENCLAVE
Legal Lot Number19
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1016
Census Tract815300

Owner

Source: Maricopa County records · APN 313-18-093

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address186 E BERNIE LN, GILBERT, AZ 85295-0102
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Last SaleFeb 26, 2014 · Amount on Record
Deed SaleFeb 26, 2014 · Amount on Record
Deed Document Number20140125129
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address186 E BERNIE LN, GILBERT, AZ 85295-0102
Transaction TypeMortgage
Record UpdatedDec 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 E BERNIE LN, GILBERT, AZ 85295-0102

Mortgage

Document Number0001260706
DateNov 29, 2021
Instrument20211260706
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address186 E BERNIE LN, GILBERT, AZ 85295-0102
Document Number0000080033
Instrument DateJan 20, 2020
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyNATIONWIDE APPRAISAL AND TITLE, NATIONWIDE APPRAISAL & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address186 E BERNIE LN GILBERT AZ 852950102, GILBERT, AZ 85295-0102

Mortgage

Document Number0000080033
DateJan 30, 2020
Instrument80033
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$45,000 (-3.56%)$450,000 (-3.56%) Land $90,000 Building $360,000
2025$1,847.00 (+3.24%)
2024$46,660$466,600 Land $93,300 Building $373,300
2023$1,789.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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