Maricopa County property record for 186 E Bernie Ln, Gilbert, AZ 85295 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,788 sqft · built 2014 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Owner Name on File |
| Last Sale | $283,308 (Feb 2014) |
| Tax Bill | $1,847 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 313-18-093 |
| Primary APN | 313-18-093 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,788 sqft Living Area |
| 1st Floor Area | 1,788 sqft |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 5,500 sqft (0.126 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 110 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 186 E BERNIE LN |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85295-0102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GILBERT COMMONS ENCLAVE MCR 1143-25 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 31 |
| Legal Subdivision | GILBERT COMMONS ENCLAVE |
| Legal Lot Number | 19 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 815300 |
Source: Maricopa County records · APN 313-18-093
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 186 E BERNIE LN, GILBERT, AZ 85295-0102 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Last Sale | Feb 26, 2014 · Amount on Record |
|---|---|
| Deed Sale | Feb 26, 2014 · Amount on Record |
| Deed Document Number | 20140125129 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 186 E BERNIE LN, GILBERT, AZ 85295-0102 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 186 E BERNIE LN, GILBERT, AZ 85295-0102 |
| Document Number | 0001260706 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 20211260706 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 186 E BERNIE LN, GILBERT, AZ 85295-0102 |
| Document Number | 0000080033 |
| Instrument Date | Jan 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | NATIONWIDE APPRAISAL AND TITLE, NATIONWIDE APPRAISAL & TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 186 E BERNIE LN GILBERT AZ 852950102, GILBERT, AZ 85295-0102 |
| Document Number | 0000080033 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 80033 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2050 |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,000 (-3.56%) | $450,000 (-3.56%) Land $90,000 Building $360,000 | |
| 2025 | $1,847.00 (+3.24%) | ||
| 2024 | $46,660 | $466,600 Land $93,300 Building $373,300 | |
| 2023 | $1,789.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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