194 E Bernie Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 194 E Bernie Ln, Gilbert, AZ 85295 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,788 sqft · built 2014
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Aug 2020)
Tax Bill	$1,847 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`313-18-094`

Property Details

APN / Parcel Number

Primary APN	`313-18-094`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,500 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	194 E BERNIE LN
City	GILBERT
State	AZ
Zip	85295-0102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILBERT COMMONS ENCLAVE MCR 1143-25
Legal Range	06E
Legal Township	01S
Legal Section	31
Legal Subdivision	GILBERT COMMONS ENCLAVE
Legal Lot Number	20
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1016
Census Tract	815300

Owner

Source: Maricopa County records · APN 313-18-094

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	194 E BERNIE LN, GILBERT, AZ 85295-0102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Dec 07, 2018	Deed of Trust, Mortgage · Conventional Mortgage ONEAZ CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Mar 17, 2014 · Amount on Record
Deed Document Number	20200740928
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 13, 2020
Property Address	194 E BERNIE LN, GILBERT, AZ 85295-0102
Document Number	0000740928
Map Reference	MB 1143 PG 25
Instrument Date	Jul 09, 2020
Instrument	20200740928
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	194 E BEMIE LN, 194, GILBERT, AZ 85295

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	194 E BEMINE LN, GILBERT, AZ 85295

Mortgage

Document Number	0000740929
Date	Aug 13, 2020
Instrument	20200740929

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	194 E BERNIE LN, GILBERT, AZ 85295-0102
Document Number	0000913887
Instrument Date	Dec 07, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 E BERNIE LN GILBERT AZ 852950102, GILBERT, AZ 85295-0102

Mortgage

Document Number	0000913887
Date	Dec 13, 2018
Instrument	913887

Lender

Name	ONEAZ CU
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 12, 2043

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,000 (-3.56%)	$450,000 (-3.56%) Land $90,000 Building $360,000
2025	$1,847.00 (+3.24%)
2024		$46,660	$466,600 Land $93,300 Building $373,300
2023	$1,789.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
AirFiber WISP	Fixed Wireless (unlicensed)	100 / 25
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: WeLink Communications, Arizona Network, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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