Okaloosa County property record for 195 Durango Rd, Unit 5B, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,356 sqft · built 1982 |
| Lot Size | 2.09 acres (91,336 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,547 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-591-0333-3 |
| Primary APN | C56-000-591-0333-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,356 sqft Heated Area |
| Year Built | Built 1982 |
|---|---|
| Lot Area | 91,336 sqft |
| Street Address | 195 DURANGO RD UNIT 5B, 5B |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3070 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SUN KING TOWERS PHASE I UNIT 5B BLDG 1 |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Subdivision | SUN KING TOWERS PH I |
| Legal Phase | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
195 Durango Rd, Unit 5B is held in a trust since February 2006.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2701 CRANDALL CT, BIRMINGHAM, AL 35243-4444 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2006 |
| Deed Sale | Feb 20, 2006 |
| Deed Document Number | 0026884639 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 195 Durango Rd, Unit 5B was $5,547.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,547.00 | $489,000 Building $489,000 | $489,000 Building $489,000 |
| 2023 | $4,871.00 (+19.24%) | $449,000 (+32.45%) Building $449,000 | $449,000 (+32.45%) Building $449,000 |
| 2022 | $4,085.00 | $339,000 Building $339,000 | $339,000 Building $339,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Durango Rd, Unit 5B in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 195 Durango Rd, Unit 5B has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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