1945 Vitae Pl, Costa Mesa, CA 92627 Property Records

Orange County property record for 1945 Vitae Pl, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,650 sqft · built 2017
Lot Size	0.045 acres (1,969 sqft)
Owner	Individual Name on File
Last Sale	$880,000 (Dec 2020)
Tax Bill	$11,303 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422-104-09`

Property Details

APN / Parcel Number

Primary APN	`422-104-09`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,650 sqft Living Area

Exterior

Year Built	Built 2017
Lot Area	1,969 sqft (0.045 acres)
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1945 VITAE PL
City	COSTA MESA
State	CA
Zip	92627-8558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17921 BLK LOT 9
Legal Tract	17921
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	5
Census Block	5003
Census Tract	63702

Owner

1945 Vitae Pl is owned and occupied by an individual who bought it in December 2020.

Source: Orange County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	1945 VITAE PL, COSTA MESA, CA 92627-8558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 16, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Dec 23, 2020	Grant Deed, Transfer · Conventional Mortgage ARCSTONE FINANCIAL INC
Feb 21, 2018	Grant Deed, Subdivision Related Transfer · Line of Credit TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on File
Deed Sale	Dec 23, 2020 · Amount on File
Prior Sale	Feb 21, 2018 · Amount on File
Deed Document Number	2020000762553
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1945 VITAE PL, COSTA MESA, CA 92627-8558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000195464
Date	Apr 30, 2020
Instrument	2020000195464

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	7.37%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1945 VITAE PL, COSTA MESA, CA 92627-8558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000350908
Date	Sep 16, 2019
Instrument	2019000350908

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 23, 2020
Property Address	1945 VITAE PL, COSTA MESA, CA 92627-8558
Document Number	0000762553
Map Reference	MB 953 PG 46-50
Instrument Date	Nov 25, 2020
Instrument	2020000762553
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 VITAE PL, COSTA MESA, CA 92627-8558

Mortgage

Document Number	0000762554
Date	Dec 23, 2020
Instrument	2020000762554

Lender

Name	ARCSTONE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 21, 2018
Property Address	1945 VITAE PL, COSTA MESA, CA 92627-8558
Document Number	0000061574
Instrument Date	Dec 6, 2017
Instrument	61574
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 VITAE PL COSTA MESA CA 926278558, COSTA MESA, CA 92627-8558

Mortgage

Document Number	61575
Date	Feb 21, 2018
Instrument	61575

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1945 Vitae Pl was $11,303 with a homeowner's exemption.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,303.00 Homeowner's exemption	$952,540 Land $558,840 Building $393,700
2023	$10,641.00 (+3.98%) Homeowner's exemption	$915,552 Land $537,139 Building $378,413
2022	$10,234.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1945 Vitae Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1945 Vitae Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile.

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