1944 Reed Hill Dr, Windermere, FL 34786 Property Records

Orange County property record for 1944 Reed Hill Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,495 sqft · built 2002
Lot Size	0.28 acres (12,215 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Mar 2024)
Tax Bill	$10,539 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-23-28-8213-01-290`

Property Details

APN / Parcel Number

Primary APN	`04-23-28-8213-01-290`
Alternative APNs	`282304821301290` `274061` `278905` `283060`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,495 sqft Living Area
Gross Area	4,414 sqft
1st Floor Area	3,124 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,215 sqft (0.28 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1944 REED HILL DR
City	WINDERMERE
State	FL
Zip	34786-6235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-L-D
Legal Description	WESTOVER CLUB PHASE 2 47/71 LOT 129
Legal Range	28E
Legal Township	23S
Legal Section	04
Legal Subdivision	WESTOVER CLUB PH 2 REP
Legal Phase	2
Legal Tract	8213
Legal Block	1
Legal Lot Number	129
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1011
Census Tract	14815

Owner

1944 Reed Hill Dr is owned by an individual who bought it in March 2024.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8217 BREEZE COVE LN, ORLANDO, FL 32819-5078
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE LENDERS INVESTMENT TRADING
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	Oct 5, 2011 · Amount on File
Deed Document Number	2024169237
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 22, 2024
Property Address	1944 REED HILL DR, WINDERMERE, FL 34786-6235
Document Number	0000169237
Map Reference	MB 47 PG 71&72
Instrument Date	Mar 21, 2024
Instrument	20240169237
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1362 FAIRBANKS ST, FRANKLIN, TN 37067-1480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8217 BREEZE COVE LANE, COPELAND, FL 34137

Mortgage

Document Number	0000169238
Date	Mar 22, 2024
Instrument	20240169238

Lender

Name	MORTGAGE LENDERS INVESTMENT TRADING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1944 REED HILL DR, WINDERMERE, FL 34786-6235
Document Number	0000272479
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1944 REED HILL DR WINDERMERE FL 347866235, WINDERMERE, FL 34786-6235

Mortgage

Document Number	0000272479
Date	May 8, 2020
Instrument	272479

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1944 Reed Hill Dr was $10,539, up 61.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$677,074 (+2.7%)	$732,100 (-1.32%) Land $175,000 Building $557,100
2025	$10,539.00 (+61.91%) Homeowner's exemption	$659,274	$741,930 Land $175,000 Building $566,930
2024	$6,509.00 (+7.25%)
2023	$6,069.00 (+3.44%) Homeowner's exemption	$406,477 (+3%)	$672,988 (+17.65%) Land $175,000 Building $497,988
2022	$5,867.00 Homeowner's exemption	$394,638	$572,012 Land $150,000 Building $422,012

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1944 Reed Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1944 Reed Hill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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