Orange County property record for 1939 Reed Hill Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,879 sqft · built 2002 |
| Lot Size | 0.265 acres (11,556 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Jan 2023) |
| Tax Bill | $11,818 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-23-28-8213-01-420 |
| Primary APN | 04-23-28-8213-01-420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,879 sqft Living Area |
| Gross Area | 5,162 sqft |
| 1st Floor Area | 2,577 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,556 sqft (0.265 acres) |
| Garage Type | Attached |
| Garage Area | 657 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1939 REED HILL DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-L-D |
| Legal Description | WESTOVER CLUB PHASE 2 47/71 LOT 142 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 04 |
| Legal Subdivision | WESTOVER CLUB PH 2 REP |
| Legal Phase | 2 |
| Legal Tract | 8213 |
| Legal Block | 1 |
| Legal Lot Number | 142 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 14815 |
Source: Orange County records · APN 04-23-28-8213-01-420
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 62 QUENBY MOUNTAIN RD, GREAT MEADOWS, NJ 07838-2207 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WALTON MORTGAGE INC |
| Jan 04, 2023 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Aug 24, 2018 | Loan Modification, Mortgage · Conventional Mortgage PNC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2023 · Amount on Record |
| Deed Sale | Jan 04, 2023 · Amount on Record |
| Prior Sale | Dec 16, 2002 · Amount on Record |
| Deed Document Number | 20232792 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 07, 2026 |
| Property Address | 1939 REED HILL DR, WINDERMERE, FL 34786-6236 |
| Document Number | 0000199000 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026199000 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1939 REED HILL DR, WINDERMERE, FL 34786-6236 |
| Document Number | 0000199000, |
|---|---|
| Date | Apr 07, 2026 |
| Instrument | 2026199000 |
| Name | WALTON MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 04, 2023 |
| Property Address | 1939 REED HILL DR, WINDERMERE, FL 34786-6236 |
| Document Number | 0000002792 |
| Map Reference | MB 47 PG 71&72 |
| Instrument Date | Jan 03, 2023 |
| Instrument | 20230002792 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | NOT AVAILABLE, TRADITIONAL T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 HIDDEN CV, MISSOURI CITY, TX 77459-4493 |
| Name | Verified Name |
|---|---|
| Address | 62 QUENBY MOUNTAIN RD, GREAT MEADOWS, NJ 07838-2207 |
| Document Number | 0000002793 |
|---|---|
| Date | Jan 04, 2023 |
| Instrument | 20230002793 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1939 REED HILL DR, WINDERMERE, FL 34786-6236 |
| Document Number | 0000048915 |
| Instrument Date | Jan 21, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 56 SOVEREIGN DR FLANDERS NJ 078360229, FLANDERS, NJ 07836-0229 |
| Document Number | 0000048915 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 48915 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1939 REED HILL DR, WINDERMERE, FL 34786-6236 |
| Document Number | 0000674934 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1939 REED HILL DR WINDERMERE FL 347866236, WINDERMERE, FL 34786-6236 |
| Document Number | 0000674934 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 674934 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Nov 18, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $732,530 (-0.64%) Land $175,000 Building $557,530 | $732,530 (-1.34%) Land $175,000 Building $557,530 | |
| 2025 | $11,818.00 (+3.71%) Homeowner's exemption | $737,271 (+8.73%) | $742,470 (+9.49%) Land $175,000 Building $567,470 |
| 2024 | $11,395.00 (+3.81%) | ||
| 2023 | $10,977.00 (+17.2%) | $678,097 (+14.78%) Land $175,000 Building $503,097 | $678,097 (+14.78%) Land $175,000 Building $503,097 |
| 2022 | $9,366.00 | $590,769 Land $150,000 Building $440,769 | $590,769 Land $150,000 Building $440,769 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 264 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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