1941 Tower Ave, Schenectady, NY 12304 Property Records

Schenectady County and Rotterdam Town property record for 1941 Tower Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,226 sqft · built 1950
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Aug 2008)
Tax Bill	$4,046 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`422800 59.8-1-13`

Property Details

APN / Parcel Number

Primary APN	`422800 59.8-1-13`
Alternative APN	`280005900800010130000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,226 sqft Living Area
1st Floor Area	888 sqft
Upper Floors Area	338 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	300 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1941 TOWER AVE
City	SCHENECTADY
State	NY
Zip	12304-4779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G 1.A-101-14
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1002
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town assessment roll, APN 422800 59.8-1-13, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1941 TOWER AVE, SCHENECTADY, NY 12304-4779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2008 · Amount on Record
Deed Sale	Aug 19, 2008 · Amount on Record
Deed Book / Page	1788 / 72
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1941 TOWER AVE, SCHENECTADY, NY 12304-4779
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044065
Date	Oct 01, 2019
Book Page	4942/668
Instrument	201944065

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	GUILDERLAND, NY 12084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,046.00	$110,000 (-) Land $16,800 Building $93,200	$169,200 (+16.93%) Land $25,841 Building $143,359
2023		$110,000 Land $16,800 Building $93,200	$144,700 Land $22,100 Building $122,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 369 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Greenlight Networks Holding.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4600069, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROTTERDAM WD #5 serves 28,000 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.