1932 Tower Ave, Schenectady, NY 12304 Property Records

Schenectady County and Rotterdam Town property record for 1932 Tower Ave, Schenectady, NY 12304 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,572 sqft · built 1935
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Aug 2026)
Tax Bill	$5,370 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422800 59.8-1-3`

Property Details

APN / Parcel Number

Primary APN	`422800 59.8-1-3`
Alternative APN	`280005900800010030000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,572 sqft Living Area
1st Floor Area	922 sqft
2nd Floor Area	650 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 80 ft wide

Exterior Amenities

Porch	Slab
Porch Area	275 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1932 TOWER AVE
City	SCHENECTADY
State	NY
Zip	12304-4780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R,G,ADD WALLARD #2 - 26,27 5.-351-11.A
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1002
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.8-1-3

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 OLD MYERS DR, ALBANY, NY 12205-1902
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Mar 24, 2025	Warranty Deed, Transfer
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2026 · Amount on Record
Deed Sale	Aug 05, 2026 · Amount on Record
Prior Sale	Aug 16, 2023 · Amount on Record
Deed Document Number	202617496
Deed Book / Page	2177 / 214
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 05, 2026
Property Address	1932 TOWER AVE, SCHENECTADY, NY 12304-4780
Document Number	0000017496
Book / Page	2177 / 214
Instrument Date	Jul 31, 2026
Instrument	202617496
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$119,180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 OLD MYERS DR, ALBANY, NY 12205-1902

Mortgage

Document Number	0000017497,
Date	Aug 05, 2026
Instrument	202617497

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 24, 2025
Property Address	1932 TOWER AVE, SCHENECTADY, NY 12304-4780
Document Number	0000006846
Map Reference	MB A
Instrument Date	Feb 07, 2024
Instrument	202506846
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 NEWTON ST, DELANSON, NY 12053-1506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1932 TOWER AVE, SCHENECTADY, NY 12304-4780

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 16, 2023
Property Address	1932 TOWER AVE, SCHENECTADY, NY 12304-4780
Document Number	0000046676
Book / Page	2113 / 847
Map Reference	MAP 2
Instrument Date	Jul 28, 2023
Instrument	202346676
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1932 TOWER AVE, SCHENECTADY, NY 12304-4780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 NEWTON ST, DELANSON, NY 12053-1506

Mortgage

Document Number	0000046677
Date	Aug 16, 2023
Book Page	5323/947
Instrument	202346677

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 16, 2023
Property Address	1932 TOWER AVE, SCHENECTADY, NY 12304-4780
Document Number	0000046676
Book / Page	2113 / 847
Map Reference	MAP 2
Instrument Date	Jul 28, 2023
Instrument	202346676
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1932 TOWER AVE, SCHENECTADY, NY 12304-4780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 NEWTON ST, DELANSON, NY 12053-1506

Mortgage

Document Number	0000046677
Date	Aug 16, 2023
Instrument	202346677

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,370.00	$146,000 (-) Land $9,800 Building $136,200	$224,600 (+10.75%) Land $15,076 Building $209,524
2024		$146,000 (-) Land $9,800 Building $136,200	$202,800 (+5.57%) Land $13,613 Building $189,187
2023		$146,000 Land $9,800 Building $136,200	$192,100 Land $12,894 Building $179,206

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Greenlight Networks Holding, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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