1935 Tower Ave, Schenectady, NY 12304 Property Records

Schenectady County and Rotterdam Town property record for 1935 Tower Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1902
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on Record
Tax Bill	$5,259 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`422800 59.8-1-14`

Property Details

APN / Parcel Number

Primary APN	`422800 59.8-1-14`
Alternative APN	`280005900800010140000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,666 sqft Living Area
1st Floor Area	952 sqft
2nd Floor Area	714 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	151 ft deep x 194 ft wide
Garage Type	Detached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	450 sqft
Shed	1 Shed
Shed Area	60 sqft
Pole Barn	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1935 TOWER AVE
City	SCHENECTADY
State	NY
Zip	12304-4779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G WALLARD #2 -1-4 PT5 5.-351-2.A
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1002
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1935 TOWER AVE, SCHENECTADY, NY 12304-4779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 23, 2017
Transfer Doc	0000026443
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 29, 2021
Property Address	1935 TOWER AVE, SCHENECTADY, NY 12304-4779
Document Number	0000036288
Book / Page	2063 / 781
Map Reference	MAP 2
Instrument Date	Jul 28, 2021
Instrument	202136288
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$644.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1935 TOWER AVE, SCHENECTADY, NY 12304-4779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 VAN DYKE AVE, SCHENECTADY, NY 12306-3833

Mortgage

Document Number	0000036289
Date	Jul 29, 2021
Instrument	202136289

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 14, 2017
Property Address	1935 TOWER AVE, SCHENECTADY, NY 12304-4779
Document Number	0000026443
Book / Page	001964 / 000904
Instrument Date	May 23, 2017
Instrument	26443
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1935 TOWER ST SCHENECTADY NY 12303, SCHENECTADY, NY 12303

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,259.00	$143,000 (-) Land $23,500 Building $119,500	$220,000 (+16.9%) Land $36,154 Building $183,846
2023		$143,000 Land $23,500 Building $119,500	$188,200 Land $30,928 Building $157,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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