1946 Tower Ave, Schenectady, NY 12304 Property Records

Schenectady County and Rotterdam Town property record for 1946 Tower Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,578 sqft · built 1950
Lot Size0.34 acres (14,810 sqft)
Owner2 Company Names on Record
Tax Bill$5,478 (2026)
Flood ZoneZone X (minimal risk)
APN422800 59.8-1-7

Property Details

APN / Parcel Number

Primary APN422800 59.8-1-7
Alternative APN
  • 280005900800010070000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,578 sqft Living Area
1st Floor Area1,084 sqft
Upper Floors Area494 sqft
Basement Area913 sqft
Finished Basement913 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1946 TOWER AVE
CitySCHENECTADY
StateNY
Zip12304-4780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,FP,SHDM 1.A-101-16
Legal Block1
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1002
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address240 STATE ST, 301, SCHENECTADY, NY 12305-1869
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 29, 2025
Transfer Doc0000014480
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,478.00 (+2.01%) Homeowner's exemption
2025$5,370.00$146,000 (-) Land $11,900 Building $134,100$224,600 (+16.92%) Land $18,306 Building $206,294
2023$146,000 Land $11,900 Building $134,100$192,100 Land $15,657 Building $176,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Greenlight Networks.

Nearby Properties on Tower Ave

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