1940 River Rd, Apt 7, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1940 River Rd, Apt 7, Saint Clair, MI 48079

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,090 sqft · built 1987
Owner	Individual Name on File
Last Sale	$128,000 (Aug 2019)
Tax Bill	$1,216 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-30-990-0007-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-990-0007-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	11 Units
Building Area	1,090 sqft Living Area
1st Floor Area	1,090 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Lot Width	1 ft Width
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1940 RIVER RD, 7
City	SAINT CLAIR
State	MI
Zip	48079-3551
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM
Legal Description	UNIT 7 ST CLAIR COUNRTY CLUB CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN NO 33 MASTER DEED RECORDED LIBER 1112 PGS 494-537 WITHDRAWAL OF MASTER DEED RECORDED LIBER 1192 PGS 379-381 AMENDED MASTER DEED RECORDED LIBER 1192 PGS 382-425
Legal Subdivision	ST CLAIR COUNTY CONDOMINIUM
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1004
Census Tract	640100

Owner

Source: St. Clair County records · APN 74-30-990-0007-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1940 RIVER RD, 7, SAINT CLAIR, MI 48079-3551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Deed Document Number	201916501
Deed Book / Page	5085 / 385
Prior Transfer Date	Feb 10, 2016
Prior Transfer Doc	004684/207
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 13, 2019
Property Address	1940 RIVER RD APT 7, 7, SAINT CLAIR, MI 48079-3551
Document Number	0005085385
Book / Page	5085 / 385
Map Reference	LB 1112 PG 491-537
Instrument Date	Aug 05, 2019
Instrument	2019016501
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1940 RIVER RD APT 7, 1940, SAINT CLAIR, MI 48079-3551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26425 JEFFERSON AVE, SAINT CLAIR SHORES, MI 48081-2411

Mortgage

Document Number	2019016502
Date	Aug 13, 2019
Instrument	2019016502

Lender

Name	NORTHSTAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,216.00 (-25.31%) Homeowner's exemption	$91,300 (+38.75%)
2024	$1,628.00 (+1.88%)		$182,600 (+38.75%)
2023		$65,800
2022	$1,598.00		$131,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 156 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ST. CLAIR serves 5,464 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.