1940 River Rd, Apt 11, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1940 River Rd, Apt 11, Saint Clair, MI 48079

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,014 sqft · built 1987
Owner	Individual Name on Record
Last Sale	$145,000 (Apr 2024)
Tax Bill	$1,420 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-30-990-0011-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-990-0011-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	11 Units
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Lot Width	1 ft Width
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1940 RIVER RD, 11
City	SAINT CLAIR
State	MI
Zip	48079-3551
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM
Legal Description	UNIT 11 ST CLAIR COUNRTY CLUB CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN NO 33 MASTER DEED RECORDED LIBER 1112 PGS 494-537 WITHDRAWAL OF MASTER DEED RECORDED LIBER 1192 PGS 379-381 AMENDED MASTER DEED RECORDED LIBER 1192 PGS 382-425
Legal Subdivision	ST CLAIR COUNTY CONDOMINIUM
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1004
Census Tract	640100

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	582 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2024 · Amount on Record
Deed Sale	Apr 22, 2024 · Amount on Record
Prior Sale	Oct 3, 2018 · Amount on Record
Deed Document Number	20247401
Deed Book / Page	5707 / 722
Prior Transfer Date	Jun 16, 2006
Prior Transfer Doc	003571/323
Record Updated	Jun 8, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 3, 2018
Property Address	1940 RIVER RD APT 11, 11, SAINT CLAIR, MI 48079-3551
Document Number	0004994605
Book / Page	4994 / 605
Map Reference	LB 1192 PG 382
Instrument Date	Sep 21, 2018
Instrument	2018022071
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1940 RIVER RD APT 11, 1940, SAINT CLAIR, MI 48079-3551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 RIVER RD APT 11, 11, SAINT CLAIR, MI 48079-3551

Mortgage

Document Number	2018022072
Date	Oct 3, 2018
Instrument	2018022072

Lender

Name	AMERIFIRST FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,420.00 (+26.45%) Homeowner's exemption	$83,200 (+41.02%)
2024	$1,123.00 (+10.75%)		$166,400 (+41.02%)
2023		$59,000
2022	$1,014.00		$118,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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