St. Clair County property record for 1940 River Rd, Apt 2, Saint Clair, MI 48079
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,808 sqft · built 1980 |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Jun 2023) |
| Tax Bill | $2,221 (2024) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-990-0002-000 |
| Primary APN | 74-30-990-0002-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Living Area |
| Basement Area | 674 sqft |
| Year Built | Built 1980 |
|---|---|
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 74309900002000 |
|---|---|
| Street Address | 1940 RIVER RD APT 2, 2 |
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3551 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM |
| Legal Description | UNIT 2 ST CLAIR COUNRTY CLUB CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN NO 33 MASTER DEED RECORDED LIBER 1112 PGS 494-537 |
| Legal Subdivision | ST CLAIR COUNTY CONDOMINIUM |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 640100 |
Source: St. Clair County records · APN 74-30-990-0002-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1940 RIVER RD APT 2, 2, SAINT CLAIR, MI 48079-3551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC |
| Sep 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Prior Sale | Sep 21, 2022 · Amount on Record |
| Deed Document Number | 2023011563 |
| Deed Book / Page | 5633 / 298 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 30, 2023 |
| Property Address | 1940 RIVER RD APT 2, 2, SAINT CLAIR, MI 48079-3551 |
| Document Number | 0005633298 |
| Book / Page | 5633 / 298 |
| Map Reference | LB 1112 PG 491-537 |
| Instrument Date | Jun 12, 2023 |
| Instrument | 2023011563 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,792.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1940 RIVER RD APT 2, 2, SAINT CLAIR, MI 48079-3551 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 36800 S GRATIOT AVE, CLINTON TOWNSHIP, MI 48035-1773 |
| Document Number | 0005634178 |
|---|---|
| Date | Jul 05, 2023 |
| Book Page | 5634/178 |
| Instrument | 2023011761 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 21, 2022 |
| Property Address | 1940 RIVER RD APT 2, 2, SAINT CLAIR, MI 48079-3551 |
| Document Number | 0005563347 |
| Book / Page | 5563 / 347 |
| Map Reference | LB 1192 PG 382 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022021907 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2022 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1940 RIVER RD APT 2, 1940, SAINT CLAIR, MI 48079-3551 |
| Name | Verified Name |
|---|---|
| Address | 1940 RIVER RD APT 2, 2, SAINT CLAIR, MI 48079-3551 |
| Document Number | 2022021908 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 2022021908 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116,800 (+33.64%) | ||
| 2024 | $2,221.00 (+237.54%) | $233,600 (+33.64%) | |
| 2023 | $87,400 | ||
| 2022 | $658.00 | $174,800 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1986–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2020 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 156 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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