1940 River Rd, Apt 5, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1940 River Rd, Apt 5, Saint Clair, MI 48079

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,073 sqft · built 1987
OwnerIndividual Name on Record
Last Sale$136,000 (Aug 2017)
Tax Bill$1,227 (2024)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-30-990-0005-000

Property Details

APN / Parcel Number

Primary APN74-30-990-0005-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Building Area1,073 sqft Living Area

Exterior

Year BuiltBuilt 1987
Architectural StyleRanch
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number74309900005000
Street Address1940 RIVER RD APT 5, 5
CitySAINT CLAIR
StateMI
Zip48079-3551
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM
Legal DescriptionUNIT 5 ST CLAIR COUNRTY CLUB CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN NO 33 MASTER DEED RECORDED LIBER 1112 PGS 494-537
Legal SubdivisionST CLAIR COUNTY CONDOMINIUM
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group1
Census Block1004
Census Tract640100

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1940 RIVER RD APT 5, 5, SAINT CLAIR, MI 48079-3551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2017 · Amount on Record
Deed SaleAug 21, 2017 · Amount on Record
Prior SaleMar 29, 2005
Deed Document Number2017019892
Deed Book / Page4859 / 783
Record UpdatedJun 8, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateAug 21, 2017
Property Address1940 RIVER RD APT 5, 5, SAINT CLAIR, MI 48079-3551
Document Number0048590783
Book / Page004859 / 000783
Instrument DateAug 4, 2017
Transaction TypeTransfer
Record UpdatedOct 5, 2017
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,169.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 HOLLAND ST MARINE CITY MI 480393423, MARINE CITY, MI 48039-3423

Mortgage

Document Number48590786
DateAug 21, 2017
Book Page004859/000786
Lender
NameMICHIGAN MUTUAL
TypeFunding / Finance Company
AddressPORT HURON, MI 48060
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 20, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionSt. Clair Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$96,900 (+37.84%)
2024$1,227.00 (+6.14%)$193,800 (+37.84%)
2023$70,300
2022$1,156.00$140,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1986–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR
serves 5,464 people · EPA ID MI0006270
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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