1940 River Rd, Apt 1, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1940 River Rd, Apt 1, Saint Clair, MI 48079

Property Summary

Property Type	Condominium
Details	1.5 ba · 1,644 sqft · built 1980
Owner	Individual Name on Record
Last Sale	$117,000 (Oct 2012)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-30-990-0001-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-990-0001-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	11 Units
Stories	2 Stories
Building Area	1,644 sqft Living Area
1st Floor Area	750 sqft
Basement Area	674 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Lot Width	1 ft Width
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1940 RIVER RD, 1
City	SAINT CLAIR
State	MI
Zip	48079-3551
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM
Legal Description	UNIT 1 ST CLAIR COUNRTY CLUB CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN NO 33 MASTER DEED RECORDED LIBER 1112 PGS 494-537
Legal Subdivision	ST CLAIR COUNTY CONDOMINIUM
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1004
Census Tract	640100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1940 RIVER RD, 1, SAINT CLAIR, MI 48079-3551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2012 · Amount on Record
Deed Sale	Oct 8, 2012 · Amount on Record
Deed Document Number	201225662
Deed Book / Page	4307 / 503
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	May 5, 2026
Property Address	1940 RIVER RD, 1, SAINT CLAIR, MI 48079-3551
Document Number	0000009151
Book / Page	5921 / 233
Instrument Date	Apr 29, 2026
Instrument	20269151
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 RIVER RD, 1, SAINT CLAIR, MI 48079-3551

Mortgage

Document Number	0000009151,
Date	May 5, 2026
Book Page	5921/233
Instrument	20269151

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,800 (+1.99%)	$245,600 (+1.99%)
2025	$1,524.00 (+3.11%) Homeowner's exemption	$120,400 (+33.48%)
2024	$1,478.00 (+6.18%)		$240,800 (+33.48%)
2023		$90,200
2022	$1,392.00		$180,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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