1940 Charolais Dr, Philo, CA 95466 Property Records

Mendocino County property record for 1940 Charolais Dr, Philo, CA 95466

Property Summary

Property Type	Rural Home
Lot Size	10.5 acres (460,429 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Nov 2017)
Tax Bill	$5,105 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`128-270-02`

Property Details

APN / Parcel Number

Primary APN	`128-270-02`
Alternative APN	`128-270-02-00`

Exterior

Lot Area	460,429 sqft

Location & Zoning

Street Address	1940 CHAROLIASE DR
City	NAVARRO
State	CA
Zip	95463
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR10
Legal Description	LOT 5 OF TRACT 125, UNIT 1, RANCHO NAVARRO SUB FILED FEB 20, 1969 IN C2, D12, P59, MCR.
Legal Subdivision	RANCHO NAVARRO SUB
Legal Tract	125
Legal Block	1
Legal Lot Number	5
Jurisdiction	MENDOCINO CA
Township / Civil Division	MENDOCINO
Census Block Group	1
Census Block	1083
Census Tract	11200

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 423, NAVARRO, CA 95463-0423
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 6, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 9, 2017	Quit Claim Deed, Transfer SWANTON PETER K TRUST (PT)
Nov 9, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2017 · Amount on Record
Deed Sale	Nov 9, 2017 · Amount on Record
Prior Sale	Oct 27, 2006 · Amount on Record
Deed Document Number	201714626
Last Transfer Date	Jan 31, 2018
Transfer Doc	0000001362
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	1940 CHARLOAISE DR, PHILO, CA 95466
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	REDWOOD EMPIRE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013261
Date	Oct 16, 2018
Instrument	2018-13261

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Mar 1, 2048

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MENDOCINO CA
Recording Date	Feb 6, 2018
Property Address	1940 CHARLOAISE DR, PHILO, CA 95466
Document Number	0000001362
Map Reference	CASE2 DR12 PG59
Instrument Date	Jan 31, 2018
Instrument	2018-01362
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	REDWOOD EMPIRE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 423, NAVARRO, CA 95463-0423

Mortgage

Document Number	0000001363
Date	Feb 6, 2018
Instrument	2018-01363

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MENDOCINO CA
Recording Date	Nov 9, 2017
Property Address	1940 CHARLOAISE DR, PHILO, CA 95466
Document Number	0000014627
Instrument Date	Nov 2, 2017
Instrument	14627
Transaction Type	Transfer
Record Updated	Dec 6, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 423 NAVARRO CA 954630423, NAVARRO, CA 95463-0423

Mortgage

Document Number	14628
Date	Nov 9, 2017
Instrument	14628

Lender

Name	SWANTON PETER K TRUST (PT)

Agreement

Amount	Amount Recorded

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Nov 9, 2017
Property Address	1940 CHARLOAISE DR, PHILO, CA 95466
Document Number	0000014626
Instrument Date	Nov 2, 2017
Instrument	14626
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Amount	Amount Recorded
Tax	$434.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 423 NAVARRO CA 954630423, NAVARRO, CA 95463-0423

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Unified School District	Anderson Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$458,426 (+2%) Land $249,523 Building $208,903
2025	$5,105.00 (+1.96%)	$449,438 (+4.04%) Land $244,631 Building $204,807
2024	$5,007.00 (+0.38%)
2023	$4,988.00 (+10.89%)	$431,988 Land $235,133 Building $196,855
2020	$4,498.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Further Reach Fixed Wireless · DSL in parts of the area	200 / 200
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
101Netlink Fixed Wireless	100 / 20

Cell Coverage

No cell data coverage reported

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