1910 Charolais Dr, Philo, CA 95466 Property Records

Mendocino County property record for 1910 Charolais Dr, Philo, CA 95466

Property Summary

Property Type	Rural Home
Lot Size	5.23 acres (227,819 sqft)
Owner	Individual Name on Record
Last Sale	$660,000 (Jul 2026)
Tax Bill	$2,240 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`128-270-05`

Property Details

APN / Parcel Number

Primary APN	`128-270-05`
Alternative APN	`128-270-05-00`

Exterior

Lot Area	227,819 sqft

Location & Zoning

Old Parcel Number	128-270-05
Street Address	1910 CHAROLIASE DR
City	NAVARRO
State	CA
Zip	95463
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR10
Legal Subdivision	NAVARRO RHO 01
Legal Block	1
Legal Lot Number	5
Jurisdiction	MENDOCINO CA
Township / Civil Division	MENDOCINO
Census Block Group	1
Census Block	1075
Census Tract	11200

Owner

Source: Mendocino County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 162, OJAI, CA 93024-0162
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Jul 27, 2026	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Jun 20, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Jun 27, 2019	Quit Claim Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Nov 17, 2008 · Amount on Record
Deed Document Number	20266582
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	0000007338
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Recording Date	Jul 27, 2026
Document Number	0000006583
Instrument Date	Jul 23, 2026
Instrument	20266583
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	REDWOOD TITLE, REDWOOD EMPIRE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 SHIPPEE LN, OJAI, CA 93023-5107

Mortgage

Document Number	0000006583,
Date	Jul 27, 2026
Instrument	20266583

Lender

Name	GOLDEN EMPIRE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Jul 27, 2026
Document Number	0000006582
Instrument Date	Jul 16, 2026
Instrument	20266582
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	REDWOOD TITLE, REDWOOD EMPIRE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,326.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006583,
Date	Jul 27, 2026
Instrument	20266583

Lender

Name	GOLDEN EMPIRE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	1910 CHARLOAISE DR, PHILO, CA 95466
Document Number	0000011321
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1910 CHAROLAISE DR NAVARRO CA 95463, NAVARRO, CA 95463

Mortgage

Document Number	0000011321
Date	Sep 11, 2019
Instrument	11321

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MENDOCINO CA
Recording Date	Jun 27, 2019
Property Address	1910 CHARLOAISE DR, PHILO, CA 95466
Document Number	0000007338
Instrument Date	Jun 19, 2019
Instrument	7338
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	SPL EXPRESS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4910 CHAROLAISE DR NAVARRO CA 95463, NAVARRO, CA 95463

Mortgage

Document Number	7339
Date	Jun 27, 2019
Instrument	7339

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Unified School District	Mendocino Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$183,882 (+2%) Land $183,882
2025	$2,240.00 (+2.47%)	$180,277 (+4.04%) Land $180,277
2024	$2,186.00 (+0.74%)
2023	$2,170.00 (+8.83%)	$173,278 Land $173,278
2020	$1,994.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Further Reach Fixed Wireless · DSL in parts of the area	200 / 200
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
101Netlink Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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