Sterling Town property record for 194 Gibson Hill Rd, Sterling, CT 06377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,440 sqft · built 2003 |
| Lot Size | 4.57 acres (199,069 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,862 (2026) |
| Deeds & Mortgages | Jul 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10027300 |
| Primary APN | 10027300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,440 sqft Living Area |
| Gross Area | 4,636 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 199,069 sqft (4.57 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 10027300 |
|---|---|
| Street Address | 194 GIBSON HILL RD |
| City | STERLING |
| State | CT |
| Zip | 06377-1919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 18 |
| Legal Lot Number | 11F |
| Jurisdiction | STERLING CT |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 908100 |
Source: Sterling Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 194 GIBSON HILL RD, STERLING, CT 06377-1919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING CT |
| Recording Date | Jul 7, 2026 |
| Property Address | 194 GIBSON HILL RD, STERLING, CT 06377-1919 |
| Document Number | 0000000550 |
| Book / Page | 183 / 421 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026550 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 194 GIBSON HILL RD, STERLING, CT 06377-1919 |
| Document Number | 0000000550, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 183/421 |
| Instrument | 2026550 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
Source: Sterling Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Sterling Town |
| Elementary School District | Sterling School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,862.00 (+7.22%) | $290,900 (-) Land $46,500 Building $244,400 | $530,672 (+160.61%) |
| 2025 | $6,400.00 | $290,900 (-) Land $46,500 Building $244,400 | $203,630 Land $32,550 Building $171,080 |
| 2024 | $6,400.00 (-0.99%) | ||
| 2023 | $6,464.00 (-2.13%) | $290,900 (+40.67%) Land $46,500 Building $244,400 | |
| 2022 | $6,605.00 | $206,800 Land $25,850 Building $180,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 13, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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