184 Gibson Hill Rd, Sterling, CT 06377 Property Records

Sterling Town property record for 184 Gibson Hill Rd, Sterling, CT 06377

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,592 sqft · built 2004
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Sep 2020)
Tax Bill	$7,025 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10027500`

Property Details

APN / Parcel Number

Primary APN	`10027500`
Alternative APNs	`STER M:03840 B:018 L:011H` `STLN M:03840 B:018 L:011H`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
Gross Area	4,740 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	68,389 sqft (1.57 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10027500
Street Address	184 GIBSON HILL RD
City	STERLING
State	CT
Zip	06377-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	18
Legal Lot Number	11H
Jurisdiction	STERLING CT
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3004
Census Tract	908100

Owner

Source: Sterling Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	184 GIBSON HILL RD, STERLING, CT 06377-1919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit CENTREVILLE SAVINGS BANK
Aug 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Jan 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance INLAND BANK & TRUST
Sep 10, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage INLAND BK&TR
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage INLAND BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Nov 9, 2004 · Amount on Record
Deed Document Number	20202020000738
Deed Book / Page	162 / 420
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Recording Date	Sep 29, 2026
Property Address	184 GIBSON HILL RD, STERLING, CT 06377-1919
Document Number	0000000725
Book / Page	184 / 240
Instrument Date	Sep 25, 2026
Instrument	2026725
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 GIBSON HILL RD, STERLING, CT 06377-1919

Mortgage

Document Number	0000000725,
Date	Sep 29, 2026
Book Page	184/240
Instrument	2026725

Lender

Name	CENTREVILLE SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	184 GIBSON HILL RD, STERLING, CT 06377-1919
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000167-578
Date	Aug 30, 2021
Book Page	167/578
Instrument	2021000991

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	184 GIBSON HILL RD, STERLING, CT 06377-1919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	160-159
Date	Jan 13, 2020
Book Page	160/159
Instrument	202020000020

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Feb 1, 2029

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	Sep 10, 2020
Property Address	184 GIBSON HILL RD, STERLING, CT 06377-1919
Document Number	162-420
Book / Page	162 / 420
Instrument Date	Sep 4, 2020
Instrument	2020000738
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2020000739
Date	Sep 10, 2020
Instrument	2020000739

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	184 GIBSON HILL RD, STERLING, CT 06377-1919
Document Number	158-947
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	184 GIBSON HILL RD STERLING CT 063771919, STERLING, CT 06377-1919

Mortgage

Document Number	158-947
Date	Sep 26, 2019
Book Page	000158/000947
Instrument	758

Lender

Name	INLAND BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	184 GIBSON HILL RD, STERLING, CT 06377-1919
Document Number	150-551
Book / Page	000150 / 000551
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	150-551
Date	Jan 23, 2017
Book Page	000150/000551

Lender

Name	INLAND BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 22, 2032

Tax Assessment & Valuation

Source: Sterling Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sterling Town
Elementary School District	Sterling School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,025.00 (+7.22%)	$297,800 (-) Land $41,100 Building $256,700	$601,342 (+188.47%)
2025	$6,552.00	$297,800 (-) Land $41,100 Building $256,700	$208,460 Land $28,770 Building $179,690
2024	$6,552.00 (-0.98%)
2023	$6,617.00 (+2.43%)	$297,800 (+47.25%) Land $41,100 Building $256,700
2022	$6,460.00	$202,240 Land $19,290 Building $182,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Gibson Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures