185 Gibson Hill Rd, Sterling, CT 06377 Property Records

Sterling Town property record for 185 Gibson Hill Rd, Sterling, CT 06377

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,596 sqft · built 1905
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Aug 2017)
Tax Bill	$3,987 (2026)
Deeds & Mortgages	Nov 2022 Refinance Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00031900`

Property Details

APN / Parcel Number

Primary APN	`00031900`
Alternative APNs	`STLN M:03840 B:017 L:245A` `STER M:03840 B:017 L:245A` `31900`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,596 sqft Living Area
Gross Area	3,080 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	31900
Street Address	185 GIBSON HILL RD
City	STERLING
State	CT
Zip	06377-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	17
Legal Lot Number	245A
Jurisdiction	STERLING CT
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3015
Census Tract	908100

Owner

Source: Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 GIBSON HILL RD, STERLING, CT 06377-1919
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU
Mar 30, 2021	Deed of Trust, Mortgage · Balloon Mortgage HOMESTAR MORTAGE INC
Mar 30, 2021	Deed of Trust, Mortgage · Balloon Mortgage HOMESTAR MORTAGE INC
Oct 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU
Jul 24, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2017 · Amount on Record
Deed Sale	Aug 29, 2017 · Amount on Record
Prior Sale	Jul 24, 2017
Deed Book / Page	152 / 662
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	185 GIBSON HILL RD, STERLING, CT 06377-1913
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000172-655
Date	Nov 10, 2022
Book Page	172/655
Instrument	2022001140

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	185 GIBSON HILL RD, STERLING, CT 06377-1913
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165-80
Date	Mar 30, 2021
Book Page	165/80
Instrument	2021000270

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	185 GIBSON HILL RD, STERLING, CT 06377-1913
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165-80
Date	Mar 30, 2021
Book Page	165/80
Instrument	2021000270

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	185 GIBSON HILL RD, STERLING, CT 06377-1913
Document Number	153-229
Book / Page	000153 / 000229
Instrument Date	Oct 28, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 GIBSON HILL RD STERLING CT 063771913, STERLING, CT 06377-1913

Mortgage

Document Number	153-229
Date	Nov 7, 2017
Book Page	000153/000229

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 6, 2037

July 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	STERLING CT
Recording Date	Jul 24, 2017
Property Address	185 GIBSON HILL RD, STERLING, CT 06377-1913
Document Number	152-336
Book / Page	000152 / 000336
Transaction Type	Foreclosure
Record Updated	Aug 15, 2017

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	185 GIBSON HILL RD STERLING CT 063771913, STERLING, CT 06377-1913
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sterling Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sterling Town
Elementary School District	Sterling School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,987.00 (+7.24%)	$169,000 (-) Land $45,500 Building $123,500	$387,106 (+227.22%)
2025	$3,718.00	$169,000 (-) Land $45,500 Building $123,500	$118,300 Land $31,850 Building $86,450
2024	$3,718.00 (-0.99%)
2023	$3,755.00 (+5.45%)	$169,000 (+51.58%) Land $45,500 Building $123,500
2022	$3,561.00	$111,490 Land $24,850 Building $86,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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