Sterling Town property record for 198 Gibson Hill Rd, Sterling, CT 06377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,142 sqft · built 2004 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $274,900 (Dec 2016) |
| Tax Bill | $6,424 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10027200 |
| Primary APN | 10027200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,142 sqft Living Area |
| Gross Area | 4,252 sqft |
| Basement Area | 1,078 sqft |
| Unfinished Basement | 1,078 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 64,469 sqft (1.48 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 10027200 |
|---|---|
| Street Address | 198 GIBSON HILL RD |
| City | STERLING |
| State | CT |
| Zip | 06377-1919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 18 |
| Legal Lot Number | 11D |
| Jurisdiction | STERLING CT |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 908100 |
198 Gibson Hill Rd is owned and occupied by two individuals who bought it in December 2016.
Source: Sterling Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 GIBSON HILL RD, STERLING, CT 06377-1919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2016 · Amount on File |
| Deed Sale | Dec 5, 2016 · Amount on File |
| Prior Sale | Mar 25, 2010 · Amount on File |
| Deed Book / Page | 150 / 287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING CT |
| Property Address | 198 GIBSON HILL RD, STERLING, CT 06377-1919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 163-616 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 163/616 |
| Instrument | 2020001005 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 198 Gibson Hill Rd was $6,424, up 7.2% from the year before.
Source: Sterling Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Sterling Town |
| Elementary School District | Sterling School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,424.00 (+7.23%) | $272,300 (-) Land $40,900 Building $231,400 | $501,488 (+163.1%) |
| 2025 | $5,991.00 | $272,300 Land $40,900 Building $231,400 | $190,610 Land $28,630 Building $161,980 |
| 2024 | $5,991.00 (-0.99%) | ||
| 2023 | $6,051.00 (+2.77%) | $272,300 (+47.72%) Land $40,900 Building $231,400 | |
| 2022 | $5,888.00 | $184,340 Land $18,790 Building $165,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 Gibson Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 198 Gibson Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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