194 Cottage St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 194 Cottage St, Athol, MA 01331 · Last verified April 2026

Property Summary

Property Type	Triplex
Details	6 bd · 5 ba · 4,276 sqft · built 1900
Lot Size	0.25 acres (10,894 sqft)
Owner	Company Name on File
Last Sale	$65,000 (May 2020)
Tax Bill	$4,216 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2020 Refinance + 5 more
APN	`ATHO M:00029 B:00119 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00029 B:00119 L:00000`
Alternative APN	`2095`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,276 sqft Living Area
Gross Area	6,276 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Mansard
Roof Material	Slate
Lot Area	10,894 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2095
Street Address	194 COTTAGE ST
City	ATHOL
State	MA
Zip	01331-2356
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	119
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	2
Census Block	2017
Census Tract	703100

Owner

Source: Worcester County and Athol Town records · APN ATHO M:00029 B:00119 L:00000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20 PROUTY RD, BURLINGTON, MA 01803-1345
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage GFA FEDERAL CREDIT UNION
Sep 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BOSTON PRIVATE BANK & TRUST COMPANY
May 05, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 04, 2019	Quit Claim Deed, Foreclosure
Jul 25, 2018	Quit Claim Deed, Foreclosure Quitclaim
Apr 20, 2018	Warranty Deed, Foreclosure
Apr 20, 2018	Quit Claim Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2020 · Amount on Record
Deed Sale	May 05, 2020 · Amount on Record
Prior Sale	Jul 25, 2018
Deed Document Number	202045503
Deed Book / Page	62337 / 292
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	194 COTTAGE ST, ATHOL, MA 01331-2356
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072522-347
Date	Sep 11, 2025
Book Page	72522/347
Instrument	77790

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	194 COTTAGE ST, ATHOL, MA 01331-2356
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	063326-343
Date	Sep 23, 2020
Book Page	63326/343
Instrument	110895

Lender

Name	BOSTON PRIVATE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Oct 01, 2025

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	May 05, 2020
Property Address	194 COTTAGE ST, ATHOL, MA 01331-2356
Document Number	62337-292
Book / Page	062337 / 000292
Instrument Date	Apr 30, 2020
Instrument	45503
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$296.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20 PROUTY RD BURLINGTON MA 018031345, BURLINGTON, MA 01803-1345

February 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Feb 04, 2019
Property Address	194 COTTAGE ST, ATHOL, MA 01331-2356
Document Number	60008-138
Book / Page	060008 / 000138
Instrument Date	Oct 01, 2018
Instrument	10365
Transaction Type	Foreclosure
Record Updated	Feb 26, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST #1D OKLAHOMA CITY OK 731072420, 1D, OKLAHOMA CITY, OK 73107-2420

July 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Jul 25, 2018
Property Address	194 COTTAGE ST, ATHOL, MA 01331-2356
Document Number	59150-68
Book / Page	059150 / 000068
Instrument Date	Jul 12, 2018
Instrument	75981
Transaction Type	Foreclosure
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3637 SENTATA WAY VIRGINIA BEACH VA 23452, VIRGINIA BEACH, VA 23452

April 2018: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	ATHOL MA
Recording Date	Apr 20, 2018
Property Address	194 COTTAGE ST, ATHOL, MA 01331-2356
Document Number	58691-92
Book / Page	058691 / 000092
Instrument Date	Apr 20, 2018
Instrument	36946
Transaction Type	Foreclosure
Record Updated	May 08, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

April 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Apr 20, 2018
Property Address	194 COTTAGE ST, ATHOL, MA 01331-2356
Document Number	58691-88
Book / Page	058691 / 000088
Instrument Date	Apr 20, 2018
Instrument	36945
Transaction Type	Foreclosure
Record Updated	May 08, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ROSS ST #FL PITTSBURGH PA 152620001, FL, PITTSBURGH, PA 15262-0001

Tax Assessment & Valuation

Source: Worcester County and Athol Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,216.00 (+10.02%)	$331,700 (+11.05%) Land $49,500 Building $282,200
2024	$3,832.00 (-2.74%)	$298,700 (+6.45%) Land $49,500 Building $249,200
2023	$3,940.00	$280,600 Land $35,900 Building $244,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277031002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Special Flood Hazard Area	No
Flood Hazard	Not mapped
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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