182 Cottage St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 182 Cottage St, Athol, MA 01331 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1930
Square Footage2,152 sqft Living Area
Lot Size6,750 sqft (0.155 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2020)
Tax Bill$3,007.00 (2025)

Property Details

APN / Parcel Number

Primary APNATHO M:00029 B:00118 L:00000
Alternative APN
  • 2094

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Units2 Units
Building Area2,152 sqft Living Area
Gross Area4,144 sqft Gross Area
Basement Area1,428 sqft Basement
Unfinished Basement1,428 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,750 sqft (0.155 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number2094
Street Address182 COTTAGE ST
CityATHOL
StateMA
Zip01331-2305
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Block118
JurisdictionATHOL MA
Minor Civil DivisionATHOL
Census Blockgroup2
Census Block2017
Census Tract703100

Owner

Source: Worcester County and Athol Town records · APN ATHO M:00029 B:00118 L:00000

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address182 COTTAGE ST, ATHOL, MA 01331-2305
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
TD BANK NA
Jan 17, 2020Quit Claim Deed, Transfer · Conventional Mortgage
SHAMROCK HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 17, 2020 · Amount on Record
Deed SaleJan 17, 2020 · Amount on Record
Prior SaleJun 12, 2012 · Amount on Record
Deed Doc Number20205299
Deed Book / Page61757 / 384
Transfer Doc49113-370
Record RefreshedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATHOL MA
Property Address182 COTTAGE ST, ATHOL, MA 01331-2305
Transaction TypeMortgage
Record UpdatedAug 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number069395-110
DateJul 18, 2023
Book Page69395/110
Instrument57275
Lender
NameTD BANK NA
TypeBank
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term121 Months
DueAug 01, 2033

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionATHOL MA
Recording DateJan 17, 2020
Property Address182 COTTAGE ST, ATHOL, MA 01331-2305
Document Number61757-384
Book / Page061757 / 000384
Instrument DateJan 08, 2020
Instrument5299
Transaction TypeTransfer
Record UpdatedJun 25, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$638.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address182 COTTAGE ST ATHOL MA 013312305, ATHOL, MA 01331-2305

Mortgage

Document Number61757-386
DateJan 17, 2020
Book Page061757/000386
Instrument5300
Lender
NameSHAMROCK HM LNS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 16, 2050

Tax Assessment & Valuation

Source: Worcester County and Athol Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionAthol Town
Unified School DistrictAthol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,007.00 (+1.14%)$236,600 (+2.11%) Land $47,200 Building $189,400
2024$2,973.00 (+8.86%)$231,700 (+19.13%) Land $47,200 Building $184,500
2023$2,731.00$194,500 Land $34,200 Building $160,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneNot included in the FIRM
Flood HazardNot mapped
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
20th percentile nationally · 58th in Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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